Legal assignments related to security

Assignments related to security for the bank are accepted at all branches providing lending services. Some of the assignments mentioned below require specifial legal expertise.

For legal assignments related to security, the fee charged by the bank is primarily based on the time spent on the assignment. If the same assignment includes several measures, the fee to be charged is agreed on a case-by-case basis, following the prices of the tariff, where applicable.

In addition to the fee, the bank charges costs charged by authorities and other similar costs incurred by the assignment. (National Land Survey's pricelist, in Finnish)

The services are mainly subject to value-added tax (24% as of 1 January 2013).

The hourly rate determined according to the time spent is given under section ‘General’ of this tariff.

The hourly rate for assignments requiring special legal expertise is 200.00 euros.

Registration of title
ItemisationPrice
Confirmation of the registration of title
Registration of title and mortgage
Registration of title and expansion of mortgage or extinction of collective mortgage
Annulment of leasehold, transfer of a mortgage on leasehold onto the property and application for registration of title
Registration of title by explanation
Raise of the fee, when the party involved is a company or a death estate
Additional fee in a case left in abeyance
ItemisationPrice
Mortgage
Confirmation of mortgage
Expansion of mortgage, change of the preference order or cancellation of collective mortgage
Extinction of mortgage
Simultaneous annulment of a mortgage bond and extinction of mortgage on real-estate
Transferring an electronic mortgage bond to the client or to another bank, fee for each mortgage
Raise of the fee, when the party involved is a company or a death estate
Additional fee in a case left in abeyance

Business mortgage, vehicle mortgage, ship mortgage or aircraft mortgage
ItemisationPrice
Application
Renewal of mortgage
Extinction of business mortgage
Annulment of a mortgage bond
Additional fee in a case left in abeyance
Raise of the fee when the party involved is a company or a death estate (does not apply to business mortgages)
Registration of special rights
Itemisation
Price
Registration of leasehold or transfer of leasehold
Registration and mortgage of leasehold or transfer of leasehold
Registration of agreement on division of possession
Registration of agreement on division of possession together with another assignment
Extinction of a special right
Additional fee in a case left in abeyance
Raise of the fee, when the party involved is a company or a death estate
Registration of other special rights; the fee is determined according to the actual work done + VAT 24%
Assignments related to housing companies and joint-stock property companies
Itemisation
Price
Printing expenses of certificates of shares
Drawing up a provisional certificate, charge per certificate
Annulment of a share certificate
Other fees concerning housing company related and joint-stock property company related assignments are determined according to the actual work done + VAT 24%