TUOHI MasterCard

Interestfree period of 30 days 

For paying even larger purchases.

TUOHI MasterCard Features Prices Terms TUOHI MasterCard
  • For payments in Finland and abroad
  • PriceGuard Insurance guarantees the cheapest prices on the market.
  • You can choose a credit limit between 1,000 and 10,000 euros.
Features

Description

The credit limit of TUOHI MasterCard brings flexibility to your finances in case of unexpected situations and enables even larger purchases.

  • You get an interest-free payment period of about 30 days on average for all purchases on credit.
  • You will receive an invoice on the credit card transactions every month. You only pay interest on the amount you leave on credit after the due date*. 
  • When filling in the card application, you can select the due date of the invoice and the amount of instalment (minimum instalment percentage).
  • You can select two instalment-free months in a calendar year.
  • TUOHI MasterCard credit agreement is usually made at the sales outlet in connection with the first purchase. 
  • If you have Nordea's Netbank access codes, you can decide the PIN for your card.

  • You can monitor your credit card transactions easily through Netbank or, if you do not have Nordea`s access codes, thourgh eService. You can also check your card`s available balance, change the features of your credit card account and transfer money from your credit card to your bank account.
  • In Nordea's Mobile Bank you can follow up on your credit card`s transactions and see the balance available on your card and transfer money from your card credit to your bank account.
  • If you do not have access codes, your can monitor your card transactions and make cash transfers via the Telephone Service.
  • To view the costs, go to the Prices tab.

TUOHI MasterCard is accepted worldwide

  • MasterCard is accepted in Finland and abroad in over 200 countries and 35 million sales outlets. You can withdraw cash all over the world at ATMs carrying the MasterCard logo.
  • You can go shopping on the Internet when you have registered your card for online use.

*The annual percentage rate of charge (APR) on a MasterCard TUOHI credit of 1,500 euros in use is 20.5%. The 3-month Euribor (June 2016) has been used as the reference rate in the calculation and the monthly account management fee of 5.00 euros has been taken into account in the APR. The interest on the credit is the 3-month Euribor + 12%. The credit limit is 1,000-10,000 euros. TUOHI MasterCard is valid until further notice. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki, 00020 NORDEA.

Benefits

  • TUOHI MasterCard automatically includes free PriceGuard Insurance, which guarantees the cheapest prices on the market in accordance with the insurance terms and conditions. Read the insurance terms and conditions. 
  • Read more: Tuohi.fi (in Finnish and in Swedish)
Prices

Prices

Normal price of TUOHI MasterCard
Annual feeHinta
TUOHI MasterCard0,00 €
Parallel card0,00 €
Normal price of TUOHI MasterCard
Additional servicesHinta
MasterCard queries in Netbank, Mobile Bank and in eService per month
MasterCard queries, as a text message by calling (+ mobile call charge)
Service fee for an express order of MasterCard

Transaction query at Otto.ATMs and Nordea's payment ATMs, per query



Reorder of card PIN (delivery by post)*


Reorder of card PIN (delivery by SMS)*

* Card PIN may be ordered from Nordea branches or by calling Nordea Customer service


Checking card PIN in Netbank
Change of credit limit/change
Change of repayment schedule/change

Transfer from credit card


Bill payment from card credit facility at Nordea's payment ATM


Change or renewal of card during its validity
Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control
Finder’s fee
Confiscation fee for a card used in violation of the card terms and conditions
 
Normal price of TUOHI MasterCard
Cash withdrawals in Finland from bank account or card credit
Hinta
Cash withdrawals from bank account in Finland at a branch 
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month

Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal
Cash withdrawals from card credit in Finland at ATMs per withdrawal

Normal price of TUOHI MasterCard
Cash withdrawals abroadHinta

Cash withdrawals in euros at ATMs from a bank account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 1–4 withdrawals per month

Cash withdrawals in euros at ATMs in the EU Member States in the euro area and in Swedish kronas at ATMs in Sweden 5 or more withdrawals per month per withdrawal

Cash withdrawals in euros at ATMs from credit account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 
Cash withdrawals in euros with MasterCards at branches in the EU Member States in the euro area

Cash withdrawals with  international cards in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU

Cash withdrawals with  MasterCard, Nordea/MasterCard Debit and Nordea Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark

Normal price of TUOHI MasterCard
Account management feeHinta
Account management fee per month in case of outstanding debt or transactions
Terms

Advice on cards

Woman in striped shirt by computer 

Pay safely online

If you want to go shopping on the Internet, register your card for online use.

Couple walking in the city 

Many alternatives

You can apply for a card in Netbank, at a branch or by calling Nordea Customer Service.