30 daysinterest free payment period
The benefits of Mastercard combined with the benefits of Stockmann's Loyal Customer Programme.
You can get Stockmann Mastercard regardless of where you do your banking. You will benefit the most by making all purchases with your Stockmann Mastercard.
- No monthly or annual fee.
- You can choose the credit limit between 500 and 10,000 euros (for Stockmann First customers as much as 25,000 euros).
- In addition to the Mastercard benefits, you will enjoy the benefits of Stockmann's Loyal Customer Programme.
- You can make contactless payments with Stockmann MasterCards. The purchases are always debited to the credit account.
Stockmann MasterCard is a credit card and, if you wish, also a debit card. The credit limit brings flexibility to your finances in case of unexpected situations and enables even larger purchases.
- You get an interest-free payment period of about 30 days on average for all purchases on credit.
- You will receive an invoice on the credit card transactions every month. You only pay interest on the amount you leave on credit after the due date*.
- When filling in the card application, you can select the due date of the invoice and the amount of instalment (minimum instalment percentage).
- You can select two instalment-free months in a calendar year.
- You can link any number of parallel cards to your principal card for family members who are 15 or older.
- You can monitor your credit card transactions easily through Netbank or, if you do not have Nordea's access codes, through eService. You can also check your card`s available balance, change the features of your credit card account and transfer money from your credit card to your bank account.
- In Nordea's Mobile Bank you can follow up on your credit card's transactions and see the balance available on your card and transfer money from your card credit to your bank account.
- If you have Nordea's Netbank access codes, you can decide the PIN for your card.
- You can make contactless payments with Stockmann MasterCards. The purchases are always debited to the credit account, in other words, to the card's credit facility irrespective of whether you have a combination card or a credit card. Contactless payment allows you to pay for purchases that cost less than 30 euros quickly and easily by holding the card close to the payment terminal. You do not need to insert your card into the payment terminal or key in your PIN.
- To view the costs, go to the Prices tab.
Stockmann MasterCard is accepted worldwide
- MasterCard is accepted in Finland and abroad in over 200 countries and about 30 million sales outlets. You can also withdraw cash all over the world from ATMs carrying the MasterCard logo.
- When your card has the debit facility, you can also pay for purchases and withdraw cash directly from your bank account worldwide.
- You can use MasterCard to make secure online payments.
* The annual percentage rate of charge (APR) on a Stockmann MasterCard credit of 1,500 euros in use is 15.8%. The 3-month Euribor (June 2016) has been used as the reference rate in the calculation and the monthly account management fee of 3.50 euros has been taken into account in the APR. The interest on the credit is the 3-month Euribor + 10%. The credit limit is 500-10,000 euros. Stockmann MasterCard is valid until further notice. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven Katu 9, Helsinki, 00020 NORDEA.
- No opening or annual fee
- Stockmann MasterCard holders are entitled to all Stockmann Loyal Customer benefits and the general MasterCard benefits. In addition, Stockmann and MasterCard offer both permanent and changing benefits to cardholders.
- All purchases paid with the credit facility of Stockmann MasterCard are included in the Loyal Customer Programme.
- Purchases made in Stockmann Group stores with the debit facility (charged to the bank account) are also included in the Loyal Customer Programme.
Read more about Stockmann MasterCard (stockmann.fi)
|Stockmann MasterCard combination card or Stockmann MasterCard||0,00 €
|Parallel card||0,00 €
|MasterCard queries in Netbank, Mobile Bank and in eService per month||0,75 €|
|MasterCard queries, as a text message by calling (+ mobile call charge)||0,33 €|
|Service fee for an express order of MasterCard||10,00 €|
|Transaction query at Otto.ATMs and Nordea's payment ATMs, per query||1,00 €|
|Balance query at an ATM||0,40 €|
|Reorder of card PIN (delivery by post)*
Reorder of card PIN (delivery by sms)*
* Card PIN may be ordered from Nordea branches or by calling Nordea Customer service
|Checking card PIN in Netbank||5,00 €|
|Change of credit limit/change||10,00 €|
|Change of repayment schedule/change||17,00 €|
|Transfer from credit card||2,00 € + 3 %|
|Bill payment from card credit facility at Nordea's payment ATM||2,00 € + 3 %|
|Change or renewal of card during its validity||10,00 €|
|Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control||0,00 €|
|Finder’s fee||10,00 €|
|Confiscation fee for a card used in violation of the card terms and conditions||120,00 €|
|Cash withdrawals in Finland from bank account or card credit||Price|
|Cash withdrawals from bank account in Finland at a branch||0,00 €|
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month
|Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal||0,40 €|
|Cash withdrawals from card credit in Finland at ATMs per withdrawal||2,00 € + 3 %|
|Cash withdrawals abroad||Price|
Cash withdrawals in euros at ATMs from a bank account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 1–4 withdrawals per month
Cash withdrawals in euros at ATMs in the EU Member States in the euro area and in Swedish kronas at ATMs in Sweden 5 or more withdrawals per month per withdrawal
|Cash withdrawals in euros at ATMs from credit account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden||2,00 € + 3 %|
|Cash withdrawals in euros with MasterCards at branches in the EU Member States in the euro area||2,00 € + 3 %
Cash withdrawals with Nordea Bank AB (publ), Finnish Branch’s international cards in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU
|2,00 € + 3 %|
Cash withdrawals with Nordea Bank AB (publ), Finnish Branch’s MasterCard, Nordea/MasterCard Debit and Nordea Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark
|Account management fee||Price|
|Account management fee per month when the transactions on the invoice are not paid out in full on the invoice due date.