Rental security deposit account

When moving into a rented flat, we recommend you open an account for the rental security deposit. Submitting a rental security deposit is based on an agreement with the tenant and the landlord. Your new rental security deposit account will be a PerkAccount.

Your benefits Features Prices Terms and conditions Your benefits

Your benefits

  • You will get a better interest for your rental security deposit.
  • Interest is calculated on each day based on the daily closing balance.
  • The account is covered by the deposit guarantee.
Features

Determination of interest

PerkAccount's deposit interest is variable.

The deposit interest is tied to the Nordea Prime rate so interest varies according to changes in the Nordea Prime.

Interest on your account is determined by your Customer Group. If your group changes, your interest rate will change accordingly. The Customer Group registered on the last banking day of each calendar month is applied in interest calculation. All interest rate changes enter into force on the first banking day of the month of the change.

Interest calculation method

Interest is calculated on the daily balance according to actual calendar days.

Taxation

In Finland, the deposit interest paid on accounts is subject to tax-at-source.

Prices

Rental security deposit account for Key Customer
Deposit interest (adjusted to the interest of a PerkAccount) *0,05 %
Minimum interest payable on the account0,05 %
Notification concerning rental security deposit (form)40,00 €

 * The deposit interest is tied to the Nordea Prime rate: Key Customer Nordea Prime - 1.25%.

Rental security deposit account for Preferred Customer 
Deposit interest (adjusted to the interest of a PerkAccount) *0,05 %
Minimum interest payable on the account 0,05 %
Notification concerning rental security deposit (form)
40,00 €

* The deposit interest is tied to the Nordea Prime rate: Preferred Customer Nordea Prime - 2.25%.

Rental security deposit account for Check-in Customer 
Deposit interest (adjusted to the interest of a PerkAccount)*0,05 %
Minimum interest payable on the account0,05 %
Notification concerning rental security deposit (form)0,00 €

* The deposit interest is tied to the Nordea Prime rate: Check-in Customer Nordea Prime - 2.25%.

Normal price of Rental security deposit account
Deposit interest (adjusted to the interest of a PerkAccount)*0,05 %
Minimum interest payable on the account0,05 %
Notification concerning rental security deposit (form)40,00 €
* The deposit interest is tied to the Nordea Prime rate: List interest Nordea Prime - 3.25%.
Terms and conditions

Advice on accounts and payments

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Account statements delivered to your Netbank

If you have Nordea’s access codes, you can sign up for the electronic account statement and give up the paper version.

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IBAN and BIC

International Bank Account Number and Bank Identifier Code.