Exchange rates to card transactions

Purchases and cash withdrawals you make abroad are debited in euros either to your bank account (debit) or credit card (credit).

When you make a purchase or withdraw cash in a currency other than the euro, the wholesale rate of the currency used in either the MasterCard Europe or Visa International system (depending on the card) is applied. As of 1 September 2010 a currency adjustment of 1.95% of the transaction amount at the most is added to the wholesale rate. This adjustment has already been applied to Visa credit cards.

The wholesale rate is determined according to the date on which the transaction is transmitted to MasterCard Europe or Visa International. The exchange rate used for a card transaction is given in the transaction details on the account statement of the account linked to the card or in the credit card invoice. You can review indicative exchange rates on the international pages of MasterCard and Visa.

MasterCard’s wholesale ratesOpens new window

Visa’s wholesale ratesOpens new window

Corporate Cards Corporate Cards

Business Visa Debit

International card to access your company’s account

With Business Visa Debit you can access your company’s bank account everywhere in the world.

Nordea Business MasterCard

An interest-free payment period of about 30 days

With Nordea Business MasterCard you have always cash at your disposal up to the usage limit selected by your company.

First Card

Number one corporate card - charge card and travel account combined

The flexible First Card services save time and money.

Advice on corporate cards

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Make secure online payments

MasterCard SecureCode and Verified by Visa are services that enhance the security of online payments.

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If you lose your card

If you lose your card report the incident immediately to the Finnish banks’ blocking service at +358 20 333.