Currency loan

A currency loan is a financing alternative suitable for various needs. It is particularly suitable for companies with income or investments in a foreign currency.

Currency loan Features Currency loan

How does your business benefit?

  • A currency loan hedges your company against FX rate risk.
  • All currencies available in international foreign exchange and capital markets can be used as the loan currency.
  • You can choose to draw down short-term or long-term currency loans according to your company's needs.
  • The interest rate on a currency loan is determined by the international interest rate level of the relevant currency.
  • You can hedge your currency loans against currency and interest rate risks.

Features of the currency loan

Short-term currency loan

A short-term currency loan is suitable for financing your company’s working capital needs or export trade during manufacture or after delivery.

  • The loan period can vary from one week to one year.
  • The reference rate is floating or fixed.
  • Repayment takes place according to the reference rate period. The interest and the instalment are paid in one go.

Long-term currency loan

A long-term currency loan is suitable for financing investments, projects and export deliveries whose cash flows are spread over a long period of time.

  • The loan period is at least one year.
  • The reference rate is floating or fixed.
  • The loan is repaid in equal instalments.

Advice on working capital management

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The liability statement and security statement are available every month.

For financial statements, financial planning and follow-up.