How to pay your expenses

Possible solutions  

• Choose the payment method that suits you the most.
• Set up recurring payments in NetbankOpens new window once and for all.
• Make a fixed structure for time reporting from part-time employees and temps.
• Have you considered using Siirto to pay salaries? Quick and easy.

Product in focus

Siirto for Corporates enables you to receive mobile payment method in web stores, mobile apps and even in stores.

Read more about Siirto.Opens new window

Read more about Netbank and Mobile BankOpens new window.

Possible solutions

• Map your seasonal changes.
• Use a savings account to create a buffer for low seasons. 
• Apply for a FlexiCredit for additional funding. 

Product in focus

With Corporate FlexiCredit you can loan up to 25,000 €. It’s perfect for short-term financial needs.

Overdraft facility helps with seasonal changes. 

Read more about Corporate FlexiCreditOpens new window.

Read more about Overdraft facility.Opens new window 

Possible solutions

• Be sure that your customers pay their bills. Taimer can help you with automated reminders and reporting. 
• Consider making shorter payment terms for your customers. 
• Apply for a FlexiCredit for additional funding.

Product in focus 

Read more about Taimer.

Read more about FlexiCredit.Opens new window

Possible solutions

• Stay up-to-date with NetbankOpens new window and Mobile bankOpens new window, where you get an overview all past as well as planned transactions incl. balance.
• Use Taimer for invoicing and keep track of when you receive future payments.
• Make budgets and stick to them.

Product in focus

Taimer is an invoicing software with extensive business tools for running your daily business.

Template to budgeting. (xlsx, 19 KB)Opens new window

Possible solutions

• Negotiate conditions with your suppliers that match your own payment terms.
• Try to get equal terms for all of your regular suppliers.
• Use File Transfer directly from Netbank or your finance system for bulk payments and get everything done 1-2 times a month.
• Read more about how to deal with your suppliers here.

Product in focus

If you already have a financial management service, File TransferOpens new window will help you automate and speed-up numerous bank related tasks. 

Overdraft facilityOpens new window can help you to secure long payment time of suppliers.  

Possible solutions 

• If you use Netbank and Mobile Bank for all your payments, you will always have your payments at hand. Literally. 
• Do you use Nordea Wallet? It’ll give you multiple payment methods on your smartphone when doing off.

Product in focus

Nordea Wallet is a card payment app that helps you keep track of all purchases made with your Nordea cards. Furthermore, you can make contactless mobile payments with iOS and Android devices with Apple Pay and Google PayOpens new window.