Nordea Electron

Card for a minor

Use of the card abroad

Nordea Visa Electron is especially suited to young people as their first payment card.
When you pay with Nordea Visa Electron, your account is checked to ensure you have enough cover. Your balance will always be up to date because an authorisation hold is placed on your account for your cash withdrawals and purchases until the debiting date, for a maximum of 10 days.
You can make 1–4 cash withdrawals per month free of charge in Finland and the EU countries that belong to the eurozone. When abroad, you can withdraw cash at ATMs carrying the Visa logo.
You can set your preferred daily withdrawal and payment limits for your Nordea Visa Electron card, which you can change at any time in Netbank or through Nordea Customer Service.
Nordea Visa Electron is free of charge for customers aged under 18 and for Nordea’s Check-in Customers.

Debit card for a minor

In the future, Nordea Visa Debit will also be a card for the little ones in the family. Like the Visa Electron card, the Visa Debit card checks the account balance when making a payment. It also includes all the good features familiar from Visa Electron cards.

In addition to needing the consent of their guardians when applying for the card, minors need it also for handing over their identification number, connecting the card to the services provided by Nordea and registering the card as online.

Furthermore, guardians can set and change the appropriate security and usage limits for the card.

Read more about banking services for minors and how to get a debit card

Prices of Nordea Electron card

Prices of Nordea Electron

Monthly fee
Monthly fee	Price
Nordea Electron (for customers under 18 without monthly fee)	2,50 €

Additional services
Additional services	Price
Picture card renewal	12,00 €
Finder’s fee	0,00 €
Reorder of card PIN (delivery by post)* *Card PIN may be ordered from Nordea branches or by calling Nordea Customer Service	7,00 €
Checking card PIN in Netbank and Mobilebank	0,00 €
Transaction query at Otto.ATMs, per query	1,50 €
Balance query at an ATM (free of charge for customers under 18)	0,80 €
Service fee for an express order	10,00 €
Change or renewal of card during its validity	10,00 €
Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control	0,00 €
Confiscation fee for a card used in violation of the card terms and conditions	120,00 €

Cash withdrawals in Finland
cash withdrawals in Finland	Price
Cash withdrawals from own account in Finland at a branch	0,00 €
Cash withdrawals from a bank account at an ATM 1–4 withdrawals per month Cash withdrawals from a bank account at an ATM 5 or more withdrawals per month per withdrawal	0,00 € 1,00 €

Cash withdrawals abroad
Cash withdrawals abroad	Price
Cash withdrawals in euros at ATMs from a bank account in the EEA Member States 1–4 withdrawals per month	0,00 €
Cash withdrawals in euros at ATMs in the EEA Member States 5 or more withdrawals per month per withdrawal	1,00 €
Cash withdrawals in euros with Nordea Electron at branches in the EEA Member States	2,00 € + 3 %
Cash withdrawals in currencies other than the euro at branches and/or ATMs in the EEA Member States and outside the EEA.	2,00 € + 3 %
Cash withdrawals at Nordea’s ATMs in Norway, Sweden and Denmark	0,00 €

Depositing cash
Depositing cash	Price
Depositing cash to your bank account at TalletusOtto and OttoPlus ATMs	3 deposits free of charge per month, deposits in excess of this EUR 2.50 each and 0.70% of the value of the deposit

Transaction fees
Transaction fee	Price
Currency conversion fee* added to card purchases or cash withdrawals made in a currency other than the euro*	2,50 %
*When you make a purchase or withdraw cash in a currency other than the euro, an exchange rate set by Mastercard or Visa plus an additional currency conversion fee subject to our tariff will be applied to the transaction. For more information, see foreign currency card transactions.