European Cyber Security Month

Nordea participates in European Cyber Security MonthOpens new window. The goal is to promote online safety and offer guidance on how to protect themselves against fraud.

Think twice - be cyber smart!

Social media Phishing CEO Fraud Other types of fraud Social media

Social media

Social media - graphical teaserA common form of fraud is that you are contacted by a person you are friends with on Facebook. The friend need help logging in to their online bank due to loss of personal credentials. Your friend, who is in fact an impostor , have found out your social security number , and then use your codes and log into your online bank to steal money from your accounts.

Another variant is that they get in touch by phone. They say they work for Nordea , Microsoft, or other known banks and companies and ask you to , for example, give away your card details , PIN codes , logins or trying to get you to install / purchase a program when they say that you have a virus on your computer .

Never give out your codes, regardless of who you think it is asking. They are yours and should not be used by someone else.

Think twice - be cyber smart!

Phishing

Phising

Phishing - graphical teaserAlways be suspicious when you receive e-mails requesting you to click on a link or disclose personal information. Never surrender your personal information, such as your social security number or online banking access codes, in response to an e-mail, a text message or a telephone call. Nordea never requests personal information via these means.

Cybercrime is a growing trend. One form of phishing is to use an e-mail link that will lead to a fake website that looks authentic. The fake website often asks the visitor to disclose login, card or account information on a pretext. This information will later be used to execute criminal payments and/or card transactions or to steal the visitor's electronic identity.

Report suspicious e-mails to moc.aedron@itniotropar

Think twice - be cyber smart!

CEO Fraud

CEO Fraud

CEO fraud - graphical teaserCompanies affected by fraud in which someone claims to be the company's CEO or another person in the company's management is increasing drastically. This kind of fraud is often called CEO Fraud. 

A person, authorized to perform transactions at the company, receives an email from what appears to come from the CEO.  In reality, the CEO's email account is hacked.

The email contains a payment instruction described as important, confidential and must be carried out promptly. Often sent at a time when the CEO is difficult to reach, such as on vacation or traveling.

How can you protect your company? 
  • Make sure to have updated procedures for how payments shall be handled
  • Consider having additional safety routines  in place at larger  foreign transfers
  • Consider whether payment orders will be handled by e -mail at all
  • Signing payments under the concept of " two together "

If an accident occurs 

  • Immediately contact the bank to see if the payment can be stopped
  • Make a police report

Think twice - be cyber smart!

Other types of fraud

Other types of fraud

Other type of fraud - graphical teaserNet auction scam 

You can often earn some money in the buy and sell pages, but be careful. If something seems too good to be true then it usually is.

If someone is selling a mobile phone for 3000 that in the store it costs double, one should be on its guard.

Love scam

A Fraud Type that has increased is the so-called romance fraud.  You usually meet through a dating site or Facebook and begin a relationship that often goes on for long. You could call it a updated version of confidence trickster and it's often a person who pretends to be a soldier that you are in contact with. 

The soldier is in need for money for the hospital bill, customs fees or a trip to meet his newfound love.  

A meeting is never going to happen and the fraudster comes with new reasons to get more money.

The money that you been fooled to pay, to the alleged hospital bills, travel and other things, might not end up where you think. In the worst case, you can be part of finance crime.

Fake Invoices

The fraudsters have many ways to try and cheat us out of money. One of them is to send out fake invoices. They can be sent to you as an individual as well as to a company and often in the form of a reminder.

Some advice: 

  • If there are doubts on the origin of the invoice , check once again before the payment order is executed
  • Call the bank and ask them to check the account number on the invoice
  • Have you received an invoice for things you did not order?
  • Affected? Dispute the invoice

Think twice - be cyber smart!