Building a better tomorrow through financial skills

Financial skills workshops

We hold interactive financial lessons for schools, where we look at how to manage your personal finances and save and invest your money. Almost 20,000 pupils and students across Finland have already participated in these lessons. 

Comprehensive school 

We offer two different financial skills workshops for pupils in comprehensive school:

• Grades 1 through 4: The workshop deals with the prices of various products and services using a quiz format.
• Grades 5 through 9: The workshop deals with the cost of living using a quiz format. 

The aim is to teach children how to spend money in a manner that suits their lifestyle and to give them an understanding of the daily expenses of their family. 

Sign up your class for the spring 2024 workshops for comprehensive schools.Opens new window

Moneymaster game

In November 2018, Nordea launched the Moneymaster mobile game together with Economy and Youth TAT and the Finnish Foundation for Share Promotion. The game can be used by teachers as a tool for teaching financial skills during lessons or in various events. 

The Moneymaster game teaches young people to manage their finances and save and invest their money, and it’s also useful in teaching languages (Swedish, English, Finnish).  It’s designed for 13–17-year-olds and free for everyone to play. Moneymaster works on all devices so anyone can join the game

Moneymaster is played by tens of thousands of young people per year.

Learn more about the Moneymaster gameOpens new window (in Finnish)

Play the gameOpens new window

Moneymaster Junior

Moneymaster Junior, the little sibling of Moneymaster, was launched in October 2021. The game was produced by Nordea in cooperation with Economy and Youth TAT and Ekokumppanit. 

Intended for primary school students, Moneymaster Junior is a mobile game featuring an imaginary cartoon world where children can safely learn financial skills. The players’ own choices with which they can influence their personal finances and environment, and well-being as a consequence, are a key part of the game. The free-to-play game is built on a story tailored to its age group and their circumstances, involving choices that impact sustainable development, the environment, well-being and the economy.

The game works on all devices free of charge, enabling anyone to join in.

Feedback from pupils:

“It’s great to learn financial skills from a game. I wanted to play all levels through at once!”

“The best thing about Moneymaster is work. You can develop everything a little bit in the game. The advice that we remember is: you should work.”

Check out Moneymaster JuniorOpens new window (in Finnish)

Play the gameOpens new window (in Finnish)

Moneymaster competition

The annual Moneymaster team competition is based on the Moneymaster game. Competition is aimed at 8th graders. The last competition was organized on May 4, 2023 at the Nordea Campus in Helsinki. More than 80 teams from all over Finland participated in the competition.

The ten best teams from the competition's qualifiers made it to the finals.

The Moneymaster competition 2023 was won by the Hakkarin Massiruhtinaat team from Hakkari’s school in Lempäälä. Talousfanaatikot team from Juhani Aho's school in Iisalmi took second place and the team Tapis8A from Tapainlinna's school in Hyvinkää took third place.

Media release about the 2023 competitionOpens new window (in Finnish)

Partners: Economy and Youth TAT and Stock Exchange Foundation

Yrityskylä, in partnership with Junior Achievement Finland

Yrityskylä encourages 13–15-year-olds to learn about entrepreneurship and personal financial management, including investing and saving, by practicing their financial skills in simulated saving and business negotiations in which Nordea employees play the role of banker or other expert. Through the simulations, the participants also learn to cooperate better and take more initiative.

Nordea supports Yrityskylä in more than 10 locations, including by holding job interview exercises before the Yrityskylä Day when the young participants choose jobs for themselves.

Feedback on Yrityskylä:

“I learned that even if a product is cheap, you shouldn’t buy it just because you can.”

See how to sign up for Yrityskylä on the website of Junior Achievement FinlandOpens new window

Work experience programme (remote TET)

We have arranged work experience sessions through Teams for young people since autumn 2020, which have become very popular. During a TET period, the pupils work in teams on various tasks related to finances and the economy, learning skills about entrepreneurship and job application processes that will come in handy in the future. 

Feedback on remote TET:

“This was the best TET and I learned a lot about money, finances and other important things.”

Read more and sign up for Nordea's Virtual TET work experience programme arranged between 15 and 19 April 2024 (in Finnish only)
Opens new window

In autumn 2024, we will also participate in the World’s Biggest Remote TET, which will be organised by Junior Achievement Finland from 4 November to 8 November 2024. 

Read more and sign upOpens new window

Preparing for adulthood

Personal finances course for young people, in partnership with Opopassi

Opopassi is a digital future planning tool that has become increasingly popular in recent years. Since 2018, it’s been available free of charge to all student counsellors and students at upper secondary schools. Opopassi aims to increase students’ self-awareness and their knowledge of entrepreneurship, the labour market and their personal finances and to help them to plan their further studies after school.

The content of Opopassi is determined by the curriculum of the OP2 student counselling course, which was adopted at upper secondary schools in autumn 2021. The themes laid out in the curriculum are managing personal finances, student financial aid and living. Nordea has created the personal finances course for young people on the Opopassi website.

Check out the course on the Opopassi websiteOpens new window (in Finnish)

Financial skills training in collaboration with Service Union United PAM

Nordea and Service Union United PAM have developed a financial skills training course for adults under 30. The training course deals with the basics of money management, saving and investing. In addition, the training provides advice on how to avoid financial difficulties.

In spring and autumn 2022, these courses were held in various locations across Finland.

In 2023, the courses will be offered as a webinar in which members of Service Union United PAM can participate.

Vamos financial skills project, in partnership with the Deaconess Foundation

The Vamos financial skills project aims at helping 16–29-year-olds manage their personal finances. Through the project, we encounter nearly 1,000 young people every year. The aim is to support young people in managing their daily spending, make it easier for them to manage their banking and other financial matters as well as to prevent serious financial problems and debt cycles.

Feedback from the participants:

“I got the feeling that it’s okay to talk about money and you can get help if you need it.”

“Things became a lot clearer and I feel more confident in managing my finances than I did before.”

“I felt I became a lot more aware of my personal finances and I finally got the courage to take a realistic look at my financial situation. I also started budgeting my monthly expenses and I aim to stick to this habit.”

More information on the project on the Vamos website.Opens new window

Our work with immigrants, in partnership with Plan International

We encounter immigrant young people and adults together with Plan International. We aim to support and assist them when they take their first steps in Finnish society and learn to find their way.

We help them learn financial and job skills through events and workshops, for instance. 

More information on Plan International’s activitiesOpens new window.