Your home loan comes with many useful benefits, including our FlexiPayment feature, a flexible loan period and our wide range of self-service tools that you can use to manage your loan.
What’s more, you get discounts on our other products and services, such as:
We always offer you services that best meet your needs based on your individual circumstances. When you have a home loan with us, you’ll also enjoy our exclusive benefits that can help you achieve financial security through saving, for instance.
We are the only bank in Finland that offers you a FlexiPayment feature free of charge. This is included in your home loan automatically.
FlexiPayment allows you to increase or decrease your monthly payment when you need to. You can do this easily in Nordea Mobile or Netbank. It gives you flexibility with your monthly payments the same way a payment holiday would but it doesn’t cost you anything and you don’t need to contact us to change your monthly payment.
The FlexiPayment allowance is 5–10% of your loan amount. If you use it on a monthly basis, it will last you for about 1–2 years on average.
If you have a home loan from us, we offer you a 15% discount on new MyLife insurance policies and a 25% higher compensation amount with your life insurance policy.
Our MyLife policies are designed to help you protect yourself and your loved ones. You can take out a cover against serious illness or death, for example, or choose a more comprehensive policy to suit your particular needs.
Anything can happen during your loan period but MyLife personal insurance ensures you can repay your loan even if your life takes an unexpected turn.
When you negotiate about a home loan with us, we make sure that it fits your budget so that you’ll also be able to save money while repaying your loan. As our home loan customer:
When you have a home loan from us and are using our mobile banking app, you get 1–2 cards (Nordea Gold, Credit or Debit), an account, our online banking service and Nordea access codes free of charge. See all the daily banking services our home loan customers get for free.
Our Nordea Mobile app is a convenient way to manage your money and keep track of your finances. Contact us through the chat in the app to get advice and handle your banking with ease. Read more about Nordea Mobile.
When you want to use your phone to pay for your purchases securely and conveniently, add your card to the free Apple Pay, Google Pay or Samsung Pay app.
For our home loan customers, we offer FlexiCredit with a discounted margin of 5.9% (regular margin 8.9%).
FlexiCredit is an unsecured consumer loan that allows you to borrow up to 50,000 euros and pay it back over a period of up to eight years.
| Daily banking services | Price for home loan customers | Normal price |
|---|---|---|
| Mobile Plus package (if you have Nordea Mobile, an account and a card) | 0,00 € | 4,65 € |
| Basic package (if you have Nordea Netbank, an account and a card) | 4,65 € | 7,90 € |
| FlexiCredit interest rate margin | 5.9% | 8.9% |
| Other benefits | ||
| Fund subscriptions through Nordea Netbank and Nordea Mobile
| 0.00 € | |
| The management fee for your book-entry account if you make at least one transaction subject to a fee during the previous quarter. | 0.00 € |
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