PerkAccount

A PerkAccount is intended for regular and continuous saving and it rewards you for your loyalty to Nordea. It is a good idea to join our Customer Programme because the interest of your PerkAccount is determined on the basis of your programme level. Our Key Customers get the best interest.

PerkAccount Features Prices Terms and conditions PerkAccount

Your benefits

  • A PerkAccount is suitable for regular saving.
  • There are no limits to the deposit period and amount.
  • You can freely withdraw funds and make credit transfers without restrictions.
  • You can use the account as the management account of your fund portfolio and book-entry account.
  • Interest is calculated on each day based on the daily closing balance.
  • The account is covered by the deposit guarantee. 
Features

Determination of interest

PerkAccount's deposit interest is variable.

The deposit interest is tied to the Nordea Prime rate so interest varies according to changes in the Nordea Prime.

Interest on your account is determined by your Customer Programme level. If your level changes, your interest rate will change accordingly. In interest calculation, the Customer Programme level registered on the last banking day of each calendar month is applied. All interest rate changes enter into force on the first banking day of the month of the change.

Interest calculation method

Interest is calculated on the daily balance according to actual calendar days.

Taxation

In Finland, the deposit interest paid on accounts is subject to tax-at-source.

Prices

Interest rate of PerkAccount for Key Customer
Breakdown of pricesInterest rate
Interest *0,05 %
Minimum interest payable on the account0,05 %

*The deposit interest is tied to the Nordea Prime rate: Key Customer Nordea Prime - 1.25%.

PerkAccount's account statement
Account statement, one per month, by post for accounts opened before 1 September 20090,00 €
Account statement, one per month by post for all accounts opened after 1 September 20091,20 €

Interest rate of PerkAccount for Preferred Customer
Breakdown of pricesInterest rate
Interest *0,05 %
Minimum interest payable on the account0,05 %

*The deposit interest is tied to the Nordea Prime rate: Preferred Customer Nordea Prime - 2.25%

PerkAccount's account statement
Account statement, one per month, by post for accounts opened before 1 September 20090,00 €
Account statement, one per month by post for all accounts opened after 1 September 20091,20 €

Interest rate of PerkAccount for Check-in Customer
Breakdown of pricesInterest rate
Interest *0,05 %
Minimum interest payable on the account0,05 %

*The deposit interest is tied to the Nordea Prime rate: Check-in Customer Nordea Prime - 2.25%.

PerkAccount's account statement
Account statement, one per month, by post for accounts opened before 1 September 20090,00 €
Account statement, one per month by post for all accounts opened after 1 September 20091,20 €

Interest rate of PerkAccount
Breakdown of pricesInterest rate
Interest *0,05 %
Minimum interest payable on the account0,05 %

*The deposit interest is tied to the Nordea Prime rate: list interest Nordea Prime - 3.25%

PerkAccount's account statement
Account statement, one per month, by post for accounts opened before 1 September 20090,00 €
Account statement, one per month by post for all accounts opened after 1 September 20091,20 €
Terms and conditions

Advice for investments

Sail boat stem 

How to start investing

There is no reason to wait for the next salary raise – you should start saving now so that you will not regret postponing your saving decision a few years later.

Man standing by blue barn door 

Saving and investment plan

When managing your savings, perseverance, determination and systematic planning are important. Make a plan with us and take the next step as a saver or an investor.