Make use of instalment-free months

With instalment-free months you can balance your finances when you encounter some unexpected expenses.

It is possible to have two instalment-free months in a calendar year. You can choose any month to be instalment-free, but not two successive months.

During an instalment-free month you do not have to pay the invoice. The interest and expenses are transferred to the next month's invoice. Repayment of the credit will continue as normal the month following the instalment-free month. If you want, you can pay the normal monthly instalment, even if you had notified us of an instalment-free month.

Notify us of the instalment-free month you have chosen, and any changes to it, one month before the due date at the latest.

How to proceed

Loan to suit your needs All products Additional services Loan to suit your needs

Travel credit

Travel fever?

A beach vacation or why not travel around the world? Apply for a loan that suits your need and book a trip!

Car loan

Car fever?

Buying a new or a used car? Apply for a loan that suits your need and go to the car dealer!

Holiday home loan

You already have a barbecue. Only the holiday home is missing.

Looking for a holiday home? Apply for a loan that suits your need and make your holiday home dream come true!

Student loan

A student loan allows you to focus on studies.

A student loan will make your life easier. After getting a loan decision, you can focus all your energy on studies.

Garden loan

Barbecue fever?

Need a new terrace, lawnmower or paving slabs for your garden? Apply for a loan that suits your needs and make your dream garden come true!

Renovation credit

Renovation fever?

Interior decoration, a new kitchen or a room for your child? Apply for a loan that suits your need and make your home look better!

Home decoration loan

Decoration fever?

Are you decorating your home or updating the entertainment electronics? Apply for a loan that suits your need and make your home look better!

Boat loan

Boat fever?

Are you thinking of buying a new boat or trading in your old one? Apply for a loan that suits your need and make your boat dream come true.

All products

HomeFlex

Large purchases with a small monthly payment

Is your home in need of refurbishing or is your housing company planning to renovate its plumbing? HomeFlex will free up your home equity so that you can realise your.

FlexiCredit

Realise your plans with FlexiCredit

The credit amount can be from 2,000 euros up to 25,000 euros, so it suits both small and larger purchases. You can use the money any way you like: for a car, a boat, home improvement, furniture or a trip abroad.

Credit cards

Credit card for everyday purchases

Credit card for everyday purchases in Finland and abroad. A credit card allows you to adjust your monthly expenses. Read more about our wide range of cards!

Secured consumer credit

Planning large purchases?

A secured consumer credit is a flexible and inexpensive solution when you are planning to buy a car, a boat or a caravan or to make some other larger one-off purchase.

Student loan

A student loan allows you to focus on studies.

A student loan will make your life easier. After getting a loan decision, you can focus all your energy on studies.

Additional services

Insurance

You always get an appropriate insurance.

Nordea If Insurance helps handle surprising situation in everyday life.

Make use of instalment-free months

Couple walking in the city 

A consumer credit gives flexibility to your finances

Choosing Nordea for all your banking will be worth your while.

Feet in sand 

Draw up a financial plan

You can balance your finances by calculating your regular income and expenses.