Draw up a financial plan

Monitoring your spending will bring stability to your everyday life

To examine your finances in the longer term, start by writing down your income and expenses. When you have done so for a few months, your financial situation will become clearer. You will also see if you spend too much on something and if you have any surplus funds.

After drawing up a financial plan, you will feel more confident in taking a loan or saving in the most profitable way.

Draw up a personal budget.

Things to consider

  • Do you know your income and expenses exactly?
  • Could you compromise on some expenses? Could you obtain any additional income?
  • Where do you put your surplus funds each month?

The check list includes some tips that will make managing your finances easier. If you have any problems in paying bills, settle them right away and do not waste any time.

Check list 

Loan to suite your needs All loan products Additional services Loan to suite your needs

Travel credit

Travel fever?

A beach vacation or why not travel around the world? Apply for a loan that suits your need and book a trip!

Car loan

Car fever?

Buying a new or a used car? Apply for a loan that suits your need and go to the car dealer!

Holiday home loan

You already have a barbecue. Only the holiday home is missing.

Looking for a holiday home? Apply for a loan that suits your need and make your holiday home dream come true!

Student loan

A student loan allows you to focus on studies.

A student loan will make your life easier. After getting a loan decision, you can focus all your energy on studies.

Garden loan

Barbecue fever?

Need a new terrace, lawnmower or paving slabs for your garden? Apply for a loan that suits your needs and make your dream garden come true!

Renovation credit

Renovation fever?

Interior decoration, a new kitchen or a room for your child? Apply for a loan that suits your need and make your home look better!

Home decoration loan

Decoration fever?

Are you decorating your home or updating the entertainment electronics? Apply for a loan that suits your need and make your home look better!

Boat loan

Boat fever?

Are you thinking of buying a new boat or trading in your old one? Apply for a loan that suits your need and make your boat dream come true.

All loan products

HomeFlex

Large purchases with a small monthly payment

Is your home in need of refurbishing or is your housing company planning to renovate its plumbing? HomeFlex will free up your home equity so that you can realise your.

FlexiCredit

Realise your plans with FlexiCredit

The credit amount can be from 2,000 euros up to 25,000 euros, so it suits both small and larger purchases. You can use the money any way you like: for a car, a boat, home improvement, furniture or a trip abroad.

Credit cards

Credit card for everyday purchases

Credit card for everyday purchases in Finland and abroad. A credit card allows you to adjust your monthly expenses. Read more about our wide range of cards!

Secured consumer credit

Planning large purchases?

A secured consumer credit is a flexible and inexpensive solution when you are planning to buy a car, a boat or a caravan or to make some other larger one-off purchase.

Student loan

A student loan allows you to focus on studies.

A student loan will make your life easier. After getting a loan decision, you can focus all your energy on studies.

Additional services

Insurance

You always get an appropriate insurance.

Nordea If Insurance helps handle surprising situation in everyday life.

Neuvoja lainoista ja luotoista

Couple walking in the city 

A consumer credit gives flexibility to your finances

Choosing Nordea for all your banking will be worth your while.

Feet in sand 

Draw up a financial plan

You can balance your finances by calculating your regular income and expenses.