TUOHI MasterCard

Interestfree period of 30 days 

For paying even larger purchases.

TUOHI MasterCard Features Prices Terms TUOHI MasterCard
  • For payments in Finland and abroad
  • PriceGuard Insurance guarantees the cheapest prices on the market.
  • You can choose a credit limit between 1,000 and 10,000 euros.
Features

Description

The credit limit of TUOHI MasterCard brings flexibility to your finances in case of unexpected situations and enables even larger purchases.

  • You get an interest-free payment period of about 30 days on average for all purchases on credit.
  • You will receive an invoice on the credit card transactions every month. You only pay interest on the amount you leave on credit after the due date*. 
  • When filling in the card application, you can select the due date of the invoice and the amount of instalment (minimum instalment percentage).
  • You can select two instalment-free months in a calendar year.
  • TUOHI MasterCard credit agreement is usually made at the sales outlet in connection with the first purchase. 
  • If you have Nordea's Netbank access codes, you can decide the PIN for your card.

  • You can monitor your credit card transactions easily through Netbank or, if you do not have Nordea`s access codes, thourgh eService. You can also check your card`s available balance, change the features of your credit card account and transfer money from your credit card to your bank account.
  • In Nordea's Mobile Bank you can follow up on your credit card`s transactions and see the balance available on your card and transfer money from your card credit to your bank account.
  • If you do not have access codes, your can monitor your card transactions and make cash transfers via the Telephone Service.
  • To view the costs, go to the Prices tab.

TUOHI MasterCard is accepted worldwide

  • MasterCard is accepted in Finland and abroad in over 200 countries and 35 million sales outlets. You can withdraw cash all over the world at ATMs carrying the MasterCard logo.
  • You can go shopping on the Internet when you have registered your card for online use.

*The annual percentage rate of charge (APR) on a MasterCard TUOHI credit of 1,500 euros in use is 20.5%. The 3-month Euribor (June 2016) has been used as the reference rate in the calculation and the monthly account management fee of 5.00 euros has been taken into account in the APR. The interest on the credit is the 3-month Euribor + 12%. The credit limit is 1,000-10,000 euros. TUOHI MasterCard is valid until further notice. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki, 00020 NORDEA.

Benefits

  • TUOHI MasterCard automatically includes free PriceGuard Insurance, which guarantees the cheapest prices on the market in accordance with the insurance terms and conditions. Read the insurance terms and conditions. 
  • Read more: Tuohi.fiOpens new window (in Finnish and in Swedish)
Prices

Prices

Normal price of TUOHI MasterCard
Annual feeHinta
TUOHI MasterCard0,00 €
Parallel card0,00 €
Normal price of TUOHI MasterCard
Additional servicesHinta
MasterCard queries in Netbank, Mobile Bank and in eService per month0,75 €
MasterCard queries, as a text message by calling (+ mobile call charge)0,33 €
Service fee for an express order of MasterCard10,00 €

Transaction query at Otto.ATMs and Nordea's payment ATMs, per query

1,00 €

Reorder of PIN at a branch (to home address by mail)

7,00 €
Reorder of PIN in Netbank and in eService (to home address by mail)7,00 €
Reorder of card PIN in branch (SMS)5,00 €
Change of credit limit/change10,00 €
Change of repayment schedule/change17,00 €

Transfer from credit card

10,00 € + korollinen

Bill payment from card credit facility at Nordea's payment ATM

2,00 € + 3 %
Change or renewal of card during its validity10,00 €
Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control0,00 €
Finder’s fee10,00 €
Confiscation fee for a card used in violation of the card terms and conditions120,00 €
 
Normal price of TUOHI MasterCard
Cash withdrawals in FinlandHinta
Cash withdrawals from bank account in Finland at a branch or at an Otto.ATM0,00 €
Cash withdrawals from bank account in Finland at another ATM than Otto.ATM per withdrawal0,60 €

Cash withdrawals from card credit in Finland at ATMs per withdrawal2,00 € + 3 %

Normal price of TUOHI MasterCard
Cash withdrawals abroadHinta
Cash withdrawals in euros at ATMs in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden0,60 €
Cash withdrawals in euros at ATMs from credit account in the EU Member States in the euro area and withdrawals in Swedish kronas in Sweden 2,00 € + 3 %
Cash withdrawals in euros with MasterCards at branches in the EU Member States in the euro area2,00 € + 3 %

Cash withdrawals with Nordea Bank Finland Plc's international cards in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU

2,00 € + 3 %

Cash withdrawals with Nordea Bank Finland Plc's MasterCard, Nordea/MasterCard Debit and Nordea Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark

0,00 €
Normal price of TUOHI MasterCard
Account management feeHinta
Account management fee per month in case of outstanding debt or transactions5,00 €
Terms

Advice on cards

Woman in striped shirt by computer 

Pay safely online

If you want to go shopping on the Internet, register your card for online use.

Couple walking in the city 

Many alternatives

You can apply for a card in Netbank, at a branch or by calling Nordea Customer Service.