Compare cards

Cards with which you pay your purchases later (credit card)
Nordea CreditNordea GoldStockmann MasterCardFinnair Plus MasterCardTUOHI MasterCard
Credit limit
1.000-
5.000 e
2.000-
10.000 e
500-
10.000 e
1.000-
8.500 e
1.000-
10.000 e
Interest
3 month euribor + 8,5%3 month euribor
+ 7,5%
3 month euribor
+ 10%
3 month euribor
+ 9,0%
3 month euribor
+ 12,0%
Annual/monthly feeDepends on the Customer Programme levelDepends on the Customer Programme levelEUR 0.00 per year
Tariff
EUR 60.00 per year
Tariff
EUR 0.00 per year
Tariff
Interest-free payment periodAverage
30 days
Average
30 days
Average
30 days
Average
30 days
Average
30 days
Instalment-free months2 months per year,
not successive
2 months per year,
not successive
2 months per year,
not successive
2 months per year,
not successive
2 months per year,
not successive
Select the due dateYesYesYesYesYes
Account management fee
EUR 2.50 per month if there is outstanding credit balanceEUR 2.50 per month if there is outstanding credit balanceEUR 3.50 per month if there is outstanding credit balanceNo5.00 euros per month when the account has an outstanding credit balance or transactions
Purchases and cash withdrawals from a bank account in Finland and abroadYes, if credit/debit combination cardYes, if credit/debit combination cardYes, if credit/debit combination cardYes, if credit/debit combination cardNo
Spending limit for a parallel cardYesYesYesYesYes
Own digital photo or a gallery photo to the cardYesYesNoNoNo
Cooperation partners' loyal customer bonus

Yes

(You can include K-Plussa feature to your card)

Yes

(You can include K-Plussa feature to your card)

YesYesNo
Nordea's Netbank services, incl. card transaction monitoringYesYesYesYesYes
Secure online paymentMasterCard SecureCodeMasterCard SecureCodeMasterCard SecureCodeMasterCard SecureCodeMasterCard SecureCode
Product Safety InsuranceYes
Yes
No
No

No

PriceGuard Insurance and changing extra benefits

Travel Insurance and for trips abroad and Emergency Services

(The Travel insurance is valid on leisure trips when no less than 75% of the total travelling and accommodation costs have been paid with the card’s credit facility).

No
Yes
No
Travel insurance for trips abroad and cash withdrawal insurance when the trip has been paid with the credit facility in fullNo
Annual percentage rate of charge, incl. costs
*
12.9% (Key Customer)11.8%
(Key Customer)
16,3 %
 17,6 %
21,1 %

*The calculation is based on a credit of EUR 1,500 in use and the 3-month Euribor (December 2014), and it includes the account management fee, if any, and the annual fee for the principal card.

Cards with which you pay for your purchases at once (bank account)
Nordea DebitNordea Electron
Monthly fee
Depends on the
Customer Programme level
Depends on the
Customer Programme level
Own digital photo or a gallery photoYes
Yes (if there is no K-Plussa feature on the card)
Safe online payment serviceYes,
Verified by Visa
Yes,
Verified by Visa
Payments from bank account also when abroadYes
Yes
Cash withdrawals from bank account also when abroadYes
Yes
Daily withdrawal and payment limitsYes, withdrawal limits in Finland and abroad, payment limits for express payments at Nordea's payment ATMs in Finland
Yes, withdrawal limits for cash withdrawals in Finland and abroad,  payment limits for purchases in Finland and abroad and for express payments at Nordea's payment ATMs in Finland
Cooperation partners' loyal customer bonusNo

Yes

(Optional K-Plussa feature)

Contactless PaymentYes
No
Card to minorsYes, to a 16-year-old or older who receives earned incomeYes
Netbank servicesYes
Yes
Use at Nordea's payment ATMsYes
Yes

Advice on cards

Woman in striped shirt by computer 

Pay safely online

If you want to go shopping on the Internet, register your card for online use.

Couple walking in the city 

Many alternatives

You can apply for a card in Netbank, at a branch or by calling Nordea Customer Service.