Currency payments

You can pay your foreign currency payments easily with your access codes. You get valuable benefits when you make payments in Netbank.

Currency payment Service fees Incoming payment Prices Terms and conditions Currency payment

Payments made with access codes are single payments and the beneficiary is required to have an account with a foreign or Finnish bank.

Once you have filled in the payment template, check, accept and confirm the payment. More detailed instructions on how to use the service are available in Netbank under Help.

Your benefits:

  • You do not need to fill in a separate order form anymore and return it to a branch.
  • You can use an account denominated either in euros or in another currency for the payment.
  • You have two alternative payment types: ordinary or urgent payment instruction.
  • You can also save the payment information as a payment template if you often make payments to the same beneficiary.
Service fees

Under the payment services act, the bank may not execute payment orders which would require illegal charging of fees. The bank will not forward the payments but rejects them. Our customers will receive feedback on rejected payments electronically via Netbank or in some manner agreed.

Payments to the EU member states and EEA countries

Shared costs (SHA) is the only allowed means of charging fees, when:

  • the payee's bank is in a EU member state or in an EEA country and
  • the currency of the payment is the euro or the currency of some other member state and
  • the payment is made from an account in the same currency, meaning that no foreign exchange trade is involved.

Other payments

You can send a foreign currency payment so that:

  • the payee will receive the payment deducted with the fees of his or her own bank (shared costs, SHA) or
  • the payee receives the payment in full (all costs from the payer, OUR).

The payer and the payee may continue to agree on charging fees otherwise if a payment transaction involves currency exchange or the currency of the payment is other than a member state's currency, for example, the US dollar (USD).

Shared costs is always the most common means and the most inexpensive alternative of charging fees. We recommend the use of "shared costs" if not agreed otherwise.
Incoming payment

Routing of incoming payments to Nordea

With a payment instruction you get the payment quickly to your Nordea account by instructing your foreign trading partner of your bank connection information as follows:

Routing of incoming payments to Nordea
Routing
Please instruct your bank to forward payment orders through:Nordea Bank Finland Plc BIC-code: NDEAFIHH
IBAN:(IBAN account number in Nordea, Finland)
In favour of:(name and address)

The funds will be credited to the IBAN account stated on the incoming payment. Give the payer the IBAN of the account to which you want the funds to be credited; if you want the funds to a USD account, give the USD account number in the IBAN format.

Prices

Price of outgoing currency payments for Key Customers
Orders at branchPrice
Nordea Payment*14,00 €
Foreign currency payment and SWIFT cheque
14,00 €
Urgent payment38,00 €
Extra fee10,00 €
*Nordea Payment: Payment order to Nordea’s international units in Nordea currencies (DKK, EUR, GBP, NOK, RUB, SEK, SGD and USD). The funds are available to the beneficiary on the banking day following the sending of the payment.
Payment order in full (in full/OUR) PricePrice

In addition to the above

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Currency payments in NetbankPrice
Payment order6,75 €
Urgent payment32,00 €

Foreign currency account transfer (different beneficiary)

(foreign currency account transfer between accounts with Nordea, Finland)

4,00 €

Foreign currency account transfer (between your own accounts)

(foreign currency account transfer between accounts with Nordea, Finland)

0,00 €
Extra fee10,00 €
Payment order in full (in full/OUR) PricePrice

In addition to the above:

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Cover for outgoing paymentPrice
When the cover for an outgoing payment is debited to more than one account, each debit costs1,60 €
Notification of insufficient cover or other rejection of a payment orderPrice
Letter of notification for insufficient cover5,00 €
Extra feePrice
The extra fee is charged on a deficient payment order which has been corrected in Nordea or been manually transmitted to the beneficiary bank uncorrected.10,00 €
Confirmation of a payment order at customer's requestPrice 
Per confirmation17,00 €
Receipt at customer's requestPrice
Per confirmation1,00 €
Price of incoming currency payments for Key Customers
Incoming paymentPrice
Nordea Payment and payment order

6,75 €

  • with the exception of incoming payment orders amounting to less than 20 €
0,00 €
  • additional fee for a notification by phone
10,00 €
Cashed chequesPrice
Cheques with equivalent value less than 51 €25% of the cheque amount 
ank draft (payer Nordea, Finland) min. EUR 15 per cheque, max. EUR 505 per cheque0,4 % of the cheque amount  
Other banker drafts min. EUR 15 per cheque, max. EUR 505 per cheque0,6 % of the cheque amount
Private cheques (branch cashes at its discretion) min EUR 15 per cheque, no maximum limit0,7 % of the cheque amount

Cashed cheques

When a cheque is taken for collection, the price list for export collection is applied.

If the bank abroad charges fees, they are charged to the customer afterwards in addition to the already charged encashment fees.

The value date of the credit transaction for a cashed cheque is defined as follows:

  • A cheque drawn to be paid by Nordea, Finland is entered on the account in accordance with the value date practice of the account in question and other cheques are entered on the 5th banking day.
Returned chequesPrice
For a cheque returned from a bank abroad a fee is charged in addition to the fees already charged by the bank abroad20,00 ja vuotuista korkoa sekin tilinhyvityksestä palautuspäivään 11%, vähintään 9,00
Price of payment investigations for Key Customers
An investigation at request of a customer or a foreign bankPrice
For a payment made less than one month ago25,00 €
For a payment made 1-6 months ago100,00 €
Other investigation, minimum200,00 €

If a foreign bank collects investigation charges, they are charged to the customer afterwards along with Nordea's investigation costs.

If the need for investigation is caused by Nordea, Finland, the fee is not charged.

Price of outgoing currency payments for Preferred Customers
Orders at branchPrice
Nordea Payment*14,00 €
Payment order and SWIFT cheque
14,00 €
Urgent payment38,00 €
Extra fee10,00 €
*Nordea Payment: Payment order to Nordea’s international units in Nordea currencies (DKK, EUR, GBP, NOK, RUB, SEK, SGD and USD). The funds are available to the beneficiary on the banking day following the sending of the payment.
Payment order in full (in full/OUR) PricePrice

In addition to the above

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Currency payments in NetbankPrice
Payment order6,75 €
Urgent payment32,00 €

Foreign currency account transfer (different beneficiary)

(foreign currency account transfer between accounts with Nordea, Finland)

4,00 €

Foreign currency account transfer (between your own accounts)

(foreign currency account transfer between accounts with Nordea, Finland)

0,00 €
Extra fee10,00 €
Payment order in full (in full/OUR) PricePrice

In addition to the above:

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Cover for outgoing paymentPrice
When the cover for an outgoing payment is debited to more than one account, each debit costs1,60 €
Notification of insufficient cover or other rejection of a payment orderPrice
Letter of notification for insufficient cover5,00 €
Extra feePrice
The extra fee is charged on a deficient payment order which has been corrected in Nordea or been manually transmitted to the beneficiary bank uncorrected.10,00 €
Confirmation of a payment order at customer's requestPrice 
Per confirmation17,00 €
Receipt at customer's requestPrice
Per confirmation1,00 €
Price of incoming currency payments for Preferred Customers
Incoming paymentPrice
Nordea Payment and payment order

6,75 €

  • with the exception of incoming payment orders amounting to less than 20 €
0,00 €
  • additional fee for a notification by phone
10,00 €
Cashed chequesPrice
Cheques with equivalent value less than 51 €25% shekin määrästä
ank draft (payer Nordea, Finland) min. EUR 15 per cheque, max. EUR 505 per cheque0,4 % sekin määrästä  
Other banker drafts min. EUR 15 per cheque, max. EUR 505 per cheque0,6 % sekin määrästä
Private cheques (branch cashes at its discretion) min EUR 15 per cheque, no maximum limit0,7 % sekin määrästä

Cashed cheques

When a cheque is taken for collection, the price list for export collection is applied.

If the bank abroad charges fees, they are charged to the customer afterwards in addition to the already charged encashment fees.

The value date of the credit transaction for a cashed cheque is defined as follows:

  • A cheque drawn to be paid by Nordea, Finland is entered on the account in accordance with the value date practice of the account in question and other cheques are entered on the 5th banking day.
Returned chequesPrice
For a cheque returned from a bank abroad a fee is charged in addition to the fees already charged by the bank abroad20,00 ja vuotuista korkoa sekin tilinhyvityksestä palautuspäivään 11%, vähintään 9,00
Price of payment investigations for Preferred Customers
An investigation at request of a customer or a foreign bankPrice
For a payment made less than one month ago25,00 €
For a payment made 1-6 months ago100,00 €
Other investigation, minimum200,00 €

If a foreign bank collects investigation charges, they are charged to the customer afterwards along with Nordea's investigation costs.

If the need for investigation is caused by Nordea, Finland, the fee is not charged.

Price of outgoing currency payments for Check-in Customers
Orders at branchPrice
Nordea Payment*14,00 €
Payment order and SWIFT cheque
14,00 €
Urgent payment38,00 €
Extra fee10,00 €
*Nordea Payment: Payment order to Nordea’s international units in Nordea currencies (DKK, EUR, GBP, NOK, RUB, SEK, SGD and USD). The funds are available to the beneficiary on the banking day following the sending of the payment.
Payment order in full (in full/OUR) PricePrice

In addition to the above

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Currency payments in NetbankPrice
Payment order6,75 €
Urgent payment32,00 €

Foreign currency account transfer (different beneficiary)

(foreign currency account transfer between accounts with Nordea, Finland)

4,00 €

Foreign currency account transfer (between your own accounts)

(foreign currency account transfer between accounts with Nordea, Finland)

0,00 €
Extra fee10,00 €
Payment order in full (in full/OUR) PricePrice

In addition to the above:

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Cover for outgoing paymentPrice
When the cover for an outgoing payment is debited to more than one account, each debit costs1,60 €
Notification of insufficient cover or other rejection of a payment orderPrice
Letter of notification for insufficient cover5,00 €
Extra feePrice
The extra fee is charged on a deficient payment order which has been corrected in Nordea or been manually transmitted to the beneficiary bank uncorrected.10,00 €
Confirmation of a payment order at customer's requestPrice 
Per confirmation17,00 €
Receipt at customer's requestPrice
Per confirmation1,00 €
Price of incoming currency payments for Check-in Customers
Incoming paymentPrice
Nordea Payment and payment order

6,75 €

  • with the exception of incoming payment orders amounting to less than 20 €
0,00 €
  • additional fee for a notification by phone
10,00 €
Cashed chequesPrice
Cheques with equivalent value less than 51 €25% shekin määrästä
ank draft (payer Nordea, Finland) min. EUR 15 per cheque, max. EUR 505 per cheque0,4 % sekin määrästä  
Other banker drafts min. EUR 15 per cheque, max. EUR 505 per cheque0,6 % sekin määrästä
Private cheques (branch cashes at its discretion) min EUR 15 per cheque, no maximum limit0,7 % sekin määrästä

Cashed cheques

When a cheque is taken for collection, the price list for export collection is applied.

If the bank abroad charges fees, they are charged to the customer afterwards in addition to the already charged encashment fees.

The value date of the credit transaction for a cashed cheque is defined as follows:

  • A cheque drawn to be paid by Nordea, Finland is entered on the account in accordance with the value date practice of the account in question and other cheques are entered on the 5th banking day.
Returned chequesPrice
For a cheque returned from a bank abroad a fee is charged in addition to the fees already charged by the bank abroad20,00 ja vuotuista korkoa sekin tilinhyvityksestä palautuspäivään 11%, vähintään 9,00
Price of payment investigations for Check-in Customers
An investigation at request of a customer or a foreign bankPrice
For a payment made less than one month ago25,00 €
For a payment made 1-6 months ago100,00 €
Other investigation, minimum200,00 €

If a foreign bank collects investigation charges, they are charged to the customer afterwards along with Nordea's investigation costs.

If the need for investigation is caused by Nordea, Finland, the fee is not charged.

Normal price of outgoing currency payments
Orders at branchPrice
Nordea Payment*14,00 €
Payment order and SWIFT cheque
14,00 €
Urgent payment38,00 €
Extra fee10,00 €
*Nordea Payment: Payment order to Nordea’s international units in Nordea currencies (DKK, EUR, GBP, LTL, LVL, NOK, PLN, RUB, SEK, SGD and USD). The funds are available to the beneficiary on the banking day following the sending of the payment.
Payment order in full (in full/OUR) PricePrice

In addition to the above

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Currency payments in NetbankPrice
Payment order6,75 €
Urgent payment32,00 €

Foreign currency account transfer (different beneficiary)

(foreign currency account transfer between accounts with Nordea, Finland)

4,00 €

Foreign currency account transfer (between your own accounts)

(foreign currency account transfer between accounts with Nordea, Finland)

0,00 €
Extra fee10,00 €
Payment order in full (in full/OUR) PricePrice

In addition to the above:

If the service fee paid by the customer does not cover all the expenses of the correspondent bank, the bank is entitled to charge the customer for the difference between the actual costs of the correspondent bank and the 22 euros paid to cover the costs. Nordea only guarantees the delivery of the payment in full as far as the correspondent bank. If the correspondent bank forwards the payment further, the transmitting bank(s) may deduct its/their expenses from the amount paid to the beneficiary.

22,00 €
Cover for outgoing paymentPrice
When the cover for an outgoing payment is debited to more than one account, each debit costs1,60 €
Notification of insufficient cover or other rejection of a payment orderPrice
Letter of notification for insufficient cover5,00 €
Extra feePrice
The extra fee is charged on a deficient payment order which has been corrected in Nordea or been manually transmitted to the beneficiary bank uncorrected.10,00 €
Confirmation of a payment order at customer's requestPrice 
Per confirmation17,00 €
Receipt at customer's requestPrice
Per confirmation1,00 €
Normal price of incoming currency payments
Incoming paymentPrice
Nordea Payment and payment order

6,75 €

  • with the exception of incoming payment orders amounting to less than 20 €
0,00 €
  • additional fee for a notification by phone
10,00 €
Cashed chequesPrice
Cheques with equivalent value less than 51 €25% shekin määrästä
ank draft (payer Nordea, Finland) min. EUR 15 per cheque, max. EUR 505 per cheque0,4 % sekin määrästä  
Other banker drafts min. EUR 15 per cheque, max. EUR 505 per cheque0,6 % sekin määrästä
Private cheques (branch cashes at its discretion) min EUR 15 per cheque, no maximum limit0,7 % sekin määrästä

Cashed cheques

When a cheque is taken for collection, the price list for export collection is applied.

If the bank abroad charges fees, they are charged to the customer afterwards in addition to the already charged encashment fees.

The value date of the credit transaction for a cashed cheque is defined as follows:

  • A cheque drawn to be paid by Nordea, Finland is entered on the account in accordance with the value date practice of the account in question and other cheques are entered on the 5th banking day.
Returned chequesPrice
For a cheque returned from a bank abroad a fee is charged in addition to the fees already charged by the bank abroad20,00 ja vuotuista korkoa sekin tilinhyvityksestä palautuspäivään 11%, vähintään 9,00
Normal price of payment investigations
An investigation at request of a customer or a foreign bankPrice
For a payment made less than one month ago25,00 €
For a payment made 1-6 months ago100,00 €
Other investigation, minimum200,00 €

If a foreign bank collects investigation charges, they are charged to the customer afterwards along with Nordea's investigation costs.

If the need for investigation is caused by Nordea, Finland, the fee is not charged.

Terms and conditions

Advice on accounts and payments

Woman in striped shirt by computer 

Account statements delivered to your Netbank

If you have Nordea’s access codes, you can sign up for the electronic account statement and give up the paper version.

Hand turning pages 

IBAN and BIC

International Bank Account Number and Bank Identifier Code.