Premium Banking

We can help you to make good decisions on building your wealth and offer you many valuable benefits. You get a Premium Banker who will draw up a saving and investment plan with you to manage your wealth.

Premium Banking Investment plan Specialist support Information and benefits Premium Banking

You can sign up as a Premium Banking customer if you have at least 80,000 euros of savings or investments or good potential for increasing your wealth.

You will be supported by your own Premium Banker. He or she will help you make successful decisions in managing and growing your assets and is also your contact person in your other banking.

Together with you, the Premium Banker will draft a tailored saving and investment plan for you covering questions related to saving and investing. The Premium Banker will help you to implement your plan. He or she will monitor and evaluate your plan together with you in order for it to correspond to your needs in all life situations and to take market fluctuations into consideration.

If needed, our bank lawyers will also support you. They will look at your situation as a whole through the Wealth 360 plan.

Investment plan

Your Premium Banker works with you to draw up a personal saving and investment plan for you. Your plan is based on your investor profile and on your wishes and goals. 

The plan includes:

  • a correctly sized reserve fund
  • a long-term wealth building plan
  • a tailored pension saving solution
  • tailored solutions, including a wider range of savings and investment products.

The Premium Banker will monitor and evaluate your plan together with you in order for it to correspond to your needs in all life situations and to take market fluctuations into consideration.

Specialist support

Own Premium Banker

As a Premium Banking customer, you will have your own Premium Banker. He or she is your contact at the bank and knows your financial situation, will discuss and help you with your decisions with the support of all the experts at Nordea.

Your Premium Banker will draw up a saving and investment plan to manage your wealth.  

A bank lawyer assists as well

Our local lawyer specialised in wealth management will support you, when needed. He or she is available through your Premium Banker. 

The lawyer will look at your situation as a whole through the Wealth 360 plan. He or she goes through your life situation, needs, plans and goals as well as your total assets and proposes concrete measures that suit your situation. 

Such measures may include asset transfers to next generations, drawing up a will and making property transactions and donations. 

Prices (incl. VAT 24%)

  • Wealth 360 service (analysis, material, individual recommendations for action):
    180 euros
  • Bank lawyers' fee for drawing up a will or prenuptial agreement, for instance:
    210 euros per hour
Information and benefits

As a Premium Banking customer, you will stay up to date since comprehensive information on markets, saving and investments is available to you in Netbank, Nordea Investor and newsletters, for example.

You also get invitations to various customer events.

You have a wide selection of savings and investment products at your disposal, ranging from deposit accounts to insurance and fund products and investment bonds. Some of our products are tailored for Premium Banking customers.

Premium Asset Management Service

The Premium Asset Management Service consists of asset management funds specifically tailored for Premium Banking customers. Once you have chosen the solution suitable for your risk profile, the portfolio manager will invest your assets for you, actively diversifying them across the equity and fixed income markets in accordance with your return target and risk tolerance.

In the Asset Management Service equity investments are diversified internationally, and the portfolio manager utilises Nordea's strong expertise when picking the investments. Fixed income investments are similarly widely diversified across different corporate and government bonds.

The Premium Asset Management funds are managed by Nordea Funds Ltd.

Own credit card

MasterCard Premium is the Premium Banking customer's own credit card. The principal card includes a Priority Pass that entitles its holder to four visits to airport lounges free of charge. After the four free visits, each lounge visit will cost 24 euros per person. 

The card has a credit limit of up to 20,000 euros and includes overseas travel insurance and Product Safety insurance. The card is free for the first 6 months and after that there will be an annual fee/a monthly fee (90 euros per year or 7.50 euros per month). You can find the prices of additional services included in MasterCard Premium in the MasterCard Gold tariff

Additional benefits

  • Identify yourself with your online banking codes when calling Nordea Customer Service, tel 0200 70 000 (local network charge/mobile call charge). and as our Premium Banking customer you will not have to queue.
  • You will get a 15% discount on Nordea Personal Cover's normal price.
  • You will get a 15% discount on the normal commission of Huoneistokeskus, SKV Kiinteistönvälitys and the HUOM! chain and a 10% discount on the normal commission on home rental.
  • In addition, you will get the Key Customers' discounts on daily banking and investment services