Testing

Testing E-invoice Credit transfer Web Services File types Testing

Testing

You can check the data contents of SEPA payments and other payment types sent to the Corporate Payments Service by downloading the payment message to the testing tool for credit transfer. Select a message description corresponding to the payment type and check the message.

The testing tool for credit transfer includes a check-up for a payment message sent via Corporate eGateway.

In the e-invoice testing tool you can check e-invoices in the Finvoice format.

E-invoice

Sample e-invoice files

By introducing the e-invoice you can offer your customers a new invoicing method.

Ask your software supplier for help when you start using or update new software.

The following sample messages are available for testing the software.

Tools for the format check of Finvoice messages

You can use the Finvoice testing tool, offered by Nordea, for checking the format and, to some extent, logical correctness of the structure of the messages formed by your software.

The tool is easy to use, and you get a reply right away. No data on the message is stored in Nordea's systems. 

By using the tool you can test 

E-invoice in the Finvoice format 

Nordea offers the service free of charge to its customers.

The Finvoice testing service is produced by XMLdation Oy. By accepting your transfer by clicking Start, you will move away from Nordea's website to a service provided by XMLdation Oy. You are required to agree on the use of the service and its terms and conditions with XMLdation Oy. Nordea is not a party to the agreement in question and is not liable for the content, functioning, provision nor availability of the service in any respect.

During the registration process you need a code. To retrieve the code, please contact E-supportOpens new window

XMLdation Oy is responsible for support regarding the usage of the service. Any questions related to the report from the testing service can be directed to your software vendor or you may consult the Finvoice service descriptions provided by FFFSOpens new window.

Käynnistä Opens new window
Credit transfer

Tools for the format check of XML messages

You can use Nordea's XML testing tool for checking the formal and, to some extent, logical correctness of the structure of the messages formed by your software.

The tool is easy to use, and you get a reply right away. No data on the message is stored in Nordea's systems. The tool uses the Java Web Start application, so you will need at least version 1.5 of the Java Runtime module.

By using the tool you can test
Payment messages sent to Nordea Bank Finland's file transferActivateOpens new window
  • SEPA payments in the EU/EEA area
  • Urgent payment to a Finnish bank
  • Salary or pension to a Finnish bank
  • Cross-border payments
Payment messages sent via Corporate eGatewayActivateOpens new window

Logical checks

The logical checks of a message are made in accordance with the processing rules that are used in the reception of the message in file transfer and in forming payments for the payment-processing systems.

However, the checks in the testing tools do not always fully conform with production, so using the testing tool does not guarantee that the file suits production in all situations.

The correctness of customer agreements, such as the service ID or accounts, cannot be checked, and dates cannot be compared with the calendar used by the payment application.

Use of the testing tool

This tool is intended for verifying the formal and structural correctness of a message. Its use is free and it does not include user guidance or support.

Before you start using the new feature of your software, the files formed in your system must be sent to the testing services of Nordea's file transfer. See the instructions on the XML testing tab.

Check the message

  • Select the type of the payment to be tested from the dropdown menu.
  • Select the XML file to be checked from your own files with the Browse button.
  • You will get the result of the check on your screen by pressing the Validate button.

The summary of the check results shows the number of XML errors under XML errors and the number of errors based on the processing rules under Business rule errors.

You can view the file either as a text file or as a tree structure. When you click the error, you will be taken to the faulty element.

Testing

The new payment messages in the XML format based on the ISO 20022 standard should be applied to payment of invoices and salaries, as the national payment practices have been waived in Finland. Ask your software supplier for help when you start using or update new software.

  • Agree with your software supplier on updating your systems so that they can form pain.001 payment messages in accordance with the ISO20022 XML standard and forward them with the Web Services protocol.
  • Ensure that the message format is correct either with the tools provided by your software supplier or by using the schema below and a suitable validation tool.
  • The correctness of the content can be checked by comparing the files with the model message below. Further information is also available in the Corporate Payments Service description and its example appendix.
  • When forming testing material, you must take the contents in the Environment field of the ApplicationRequest message into account depending on the testing methods, which are described below.

Once you have successfully performed the afore-mentioned phases, you can start sending files to production.

Nordea's general test Ids 
Payment accounts used in the files
FI4819503000000010
FI7429501800000014
Service code = 111111111
Testing tools 
Version 2Schema file (zip, 3 KB)Opens new windowXML document example (zip, 2 KB)Opens new window
Version 3Schema file (zip, 4 KB)Opens new windowXML document example (zip, 2 KB)Opens new window
Web Services

Testing the Web Services protocol towards Nordea’s production environment

1. With the test certificate and Nordea’s general test IDs:

  • Download the Web Services test certificate on the Instructions page.
  • Type the word PRODUCTION in the Environment field of the ApplicationRequest message.
  • The payment files are not checked.
  • You do not get transmission feedback in the test but you can separately retrieve the general model feedback pain.002 complying with the XML standard.

OR

2. With your own certificate, service IDs and accounts:

  • Type the word TEST in the Environment field of the ApplicationRequest message.
  • At reception the software checks the following: the files are in the correct format and certain parts of their content are in order, the IDs are as agreed and the customer’s payment agreement is valid.
  • The test produces authentic transmission feedback reporting the result of the test. Payments are not entered into accounts and no account statement is formed.
  • NB. If the value in the Environment field is not TEST, the files will be paid.
  • The customer and the bank have agreed that the Corporate Payments Service agreement is given a test status:
  • The value in the Environment field must be PRODUCTION.
  • At reception the software checks the following: the files are in the correct format and certain parts of their content are in order, the IDs are as agreed and the customer’s payment agreement is valid.
  • The test produces authentic transmission feedback reporting the result of the test. Payments are not entered into accounts and no account statement is formed.
File types

File types
Service nameFile typeFormatMessageTo / from Nordea
Advance notice of incoming currency paymentsENNTIEDASCIIFrom Nordea
Account statement SWIFT MT940SW940SWIFT MTMT940From Nordea
Account statement (XML)NDCAMT53LXMLcamt.053From Nordea
Account statement TITOASCIIFrom Nordea
Account statement, Nordea FinanceFINRACSTLASCIIFrom Nordea
Balance report, SWIFT MT941SW941SWIFT MTMT941From Nordea
Balance statementFIEBALSTLHTMLFrom Nordea
Interim transaction reportSW942SWIFT MTMT942From Nordea
Corporate paymentsNDCORPAYSXMLpain.001To Nordea
Corporate payments feedbackNDCORPAYLXMLpain.002From Nordea
Corporate payments cancellation requestNDCORCANSXMLpain.006To Nordea
Custody ISO 15022 instructionsCSINXS00SSWIFTTo Nordea
Custody ISO 15022 instructionsCSINXS00LSWIFTFrom Nordea
Custody ISO 15022 reportsCSREPS00LSWIFTFrom Nordea
E-invoice from invoicerLAHLASKUTXMLFinvoiceTo Nordea
E-invoice to payerHAELASKUTXMLFinvoiceFrom Nordea 
Rejected e-invoices to senderHYLLASKUTXMLFinvoiceFrom Nordea
Invoicer notification from invoicer to NordeaFIB2CLASS XMLFinvoiceTo Nordea
E-invoice reception notification created by NordeaFIB2CVASLXMLXMLFrom Nordea
Exchange rates for EURVKEURASCII From Nordea
IBAN calculation and validationFIIBANLASASCII To Nordea
IBAN calculation and validation feedbackFIIBANPALASCII From Nordea
Incoming reference paymentsKTL ASCII From Nordea
Incoming reference payments (XML)NDCAMT54LXMLcamt.054From Nordea
Incoming reference payments, Nordea FinanceFINRREFPLASCIIFrom Nordea
Liability statementHTMVASTELHTMLFrom Nordea
Security statementHTMVAKUELHTMLFrom Nordea
EMV-Payment terminal, AID-fileEMVAIDFrom Nordea
EMV-Payment terminal, BIN-tableEMVBINFrom Nordea
EMV-Payment terminal, Public keysEMVJAVFrom Nordea
EMV-Payment terminal, feedback to merchantsEMVMPALFrom Nordea
EMV-Payment terminal, feedback to card companiesEMVKAINFrom Nordea
EMV-Payment terminal, transactions from store to NordeaEMVMPPTo Nordea
Payment terminal, transactions from merchantsMPPTo Nordea
Payment terminal, feedback to merchantsMPAL From Nordea
Payment terminal, feedback to card companiesMPPPALAUTEFrom Nordea
Real time balanceSALDOASCIIFrom Nordea
Request for TransferFIRFT000SSWIFT MTMT101, MT198 To Nordea
Feedback on Request for transferFIRFT000LASCIIFrom Nordea
Feedback on Request for transfer from SWIFTFIRTSWPLASCIIFrom Nordea
Sales receivablesFACTORINGASCIITo Nordea
Transaction statementTATOASCIIFrom Nordea
Products in focus All products Products in focus

E-identification

With e-identification you can identify your personal customers reliably.

The identification data can also be used to form an electronic signature.

Web Services

A modern and safe data communications solution

The Web Services protocol is intended for the transmission of payment files between your company and the bank.

All products

File transfer

A data transmission channel for electronic bank service files.

Nordea’s file transfer services cover all basic services for payments.

E-identification

With e-identification you can identify your personal customers reliably.

The identification data can also be used to form an electronic signature.

Corporate netbank

Banking services for your company easily on the Internet.

The service is available to you whenever you have the time to use it.

Web Services

A modern and safe data communications solution

The Web Services protocol is intended for the transmission of payment files between your company and the bank.

Advice on electronic banking

Sail boat stem 

Information for software houses

Instructions for software houses that maintain file transfer connections to Nordea.

Hand turning pages 

Service descriptions

Technical descriptions of Nordea's services.