InterestExtra Account

If your company is looking for a savings account with good interest which allows the drawing of funds if necessary, our InterestExtra Account is perfect for you.

Corporate InterestExtra Features Prices Terms and conditions Corporate InterestExtra

Now on sale - No new Corporate InterestExtra Accounts will be opened as of 9 May 2016. Corporate InterestExtra Accounts will continue to be valid as normal.
Information
Sale period1 May 2016 - 30 May 2016
InterestExtra period
1 June 2016 - 31 May 2017
Interest for the InterestExtra period
0,20 %*
Interest for the sale period
0,15 %
Minimum deposit
500 euros
Maximum deposit
100 000 euros

* The funds in the account are freely available without any withdrawal limits. 
A withdrawal from the account affects the determination of interest in such a way that the interest for the InterestExtra period is paid on its lowest balance.

Features

Interest is determined for each offered period based on the situation in the fixed income markets. 
The deposit period consists of a sales period and an InterestExtra period. 

Interest for the sales period

Interest is fixed at 0.15%. Interest is calculated on the lowest balance of the month by calendar month. No interest is paid for the account's opening and termination month if the funds have not been in the account for the entire opening or termination month.

Interest for the InterestExtra period

Interest for each InterestExtra period is determined in advance at the beginning of the sales period. Interest is fixed for the entire 12-month period and it is paid on the lowest balance of the InterestExtra period according to calendar days. 

Interest is paid on the savings that are in the account no later than on the last day of the sales period. After the 12-month InterestExtra period, the account continues automatically with the sales period interest. The interest rate for the possible following InterestExtra period is determined during the sales period. You can make deposits exceeding the maximum amount determined for the InterestExtra period; the exceeding amount is paid interest according to interest during the sales period.

Impact of withdrawals on interest calculation

You can withdraw funds from your InterestExtra account without expenses at any time whenever the need arises. The funds withdrawn during the ongoing 12-month InterestExtra period do not accrue interest from the start date of the InterestExtra period to the withdrawal date. 

A withdrawal decreases the interest rate agreed at the beginning of the interest period by 1/12. The deduction of the interest rate is made only once in a calendar month irrespective of the number of withdrawals made in that calendar month. The decreased interest rate is paid on the remaining capital from the beginning of the InterestExtra period.

The deduction of the interest rate is equal in size during different calendar months. The deduction is calculated of the original interest rate determined at the beginning of each InterestExtra period. Withdrawals can be made at Nordea branches. You can make credit transfers from your InterestExtra Account with your access codes in Netbank or through Mobile Bank, which can be downloaded to a mobile device..

Taxation

In Finland, deposit interest paid on accounts is subject to tax-at-source.

Prices

Deposit interest on InterestExtra Account - No new Corporate InterestExtra Accounts will be opened as of 9 May 2016. Corporate InterestExtra Accounts will continue to be valid as normal.
Interest for the sales period on the lowest balance of the month
0,15 %
Interest for the InterestExtra period on the lowest balance of the 12-month period *
0,20 %
Interest paid on additional deposits on the lowest balance of the month
0,15 % 

Interest for the sales period is calculated on the lowest balance of the month by calendar. No interest is paid for the account's opening and termination month if the funds have not been in the account for the entire opening or termination month. 

Interest for each InterestExtra period is determined in advance at the beginning of the sales period. Interest is fixed for the entire 12-month period and it is paid on the lowest balance of the InterestExtra period according to actual calendar days. 

Interest is paid on the savings that are in the account no later than on the last day of the sales period. After the 12-month InterestExtra period, the account continues automatically with the sales period interest. The interest rate for the possible following InterestExtra period is determined during the sales period. 

Impact of withdrawals on interest calculation

Funds withdrawn during the ongoing 12-month InterestExtra period do not accrue interest from the start date of the InterestExtra period to the withdrawal date. 

A withdrawal decreases the interest rate agreed at the beginning of the interest period by 1/12. The deduction of the interest rate is made only once in a calendar month irrespective of the number of withdrawals made in that calendar month. 

The decreased interest rate is paid on the remaining capital from the beginning of the InterestExtra period. The deduction of the interest rate is equal in size during different calendar months. The deduction is calculated of the original interest rate determined at the beginning of each InterestExtra period. 


*) InterestExtra period 1 June 2016 - 31 May 2017

Terms and conditions
Terms and conditions
Sales periodTerms and conditions
Sales period 1.5.2016 -30.5.2016Terms and conditions (pdf, 73 KB)Opens new window
Sales period 1.4.2016 - 28.4.2016Terms and conditions (pdf, 73 KB)Opens new window
Sales period 1.3.2016 - 30.3.2016Terms and conditions (pdf, 73 KB)Opens new window
Sales period 1.2.2016 - 28.2.2016
Terms and conditions
(pdf, 74 KB)Opens new window
Sales period 1.1.2016 - 30.1.2016Terms and conditions (pdf, 74 KB)Opens new window

Advice on investment accounts

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Opening an account

Opening a bank account for your business is easy when you have the required documents with you in Finnish, Swedish or English.