Methods of repayment

For your housing loan you can choose between three methods of repayment:

• equal payments
• fixed equal payments
• equal instalments

You can agree on having 1 - 3 instalment-free years in the beginning of the loan period. During the instalment-free years you only pay the interest on the loan. This way you will have more funds for other acquisitions you might need in the home.

The loan period for a housing loan can be up to 35 years.

If you want, you can combine loan repayment with regular saving to accrue a reserve fund for unexpected costs.