Unsecured consumer credits

FlexiCredit - an unsecured one-off credit

Nordea’s FlexiCredit is an unsecured one-off credit, which can be raised, when necessary. You can obtain credit from 1 000 euros up to 25 000 euros, so it suits for both small and larger purchases. You can spend the money the way you like: on a car, a small renovation, a new sofa or a holiday trip.

The loan terms of FlexiCredit are flexible and the repayment schedule can be adjusted to your solvency. Repayment is done in equal monthly payments. When the monthly instalment is always the same, budgeting the credit costs and managing your finances are easier.

The possibility of two instalment-free months a year also brings flexibility for your finances. You can choose any month to be instalment-free, but not two successive months.

Credit for cards for continuous use

You can make purchases both in Finland and abroad with the credit facility linked to Visa cards and MasterCards. The credit facility is especially handy when you face some surprising big expense: the washing machine breaks down and you have to buy a new one, or you see an irresistible travel offer in the paper. On the Internet, too, a credit card is a handy and secure payment instrument.

With the credit facility you can spread the costs of your purchases over several months. After having received the invoice, you can decide whether to pay the total sum in one go or whether you leave some of it on the interest-bearing credit. When applying for a card, it is sensible to choose a sufficiently high credit limit to ensure that you have a reserve for purchases on your credit.

The minimum instalment is calculated according to your chosen instalment percentage (3–100%). The lower instalment percentage you choose, the more flexibility you have for paying the invoice. You can also choose the invoice due date. The possibility of two instalment-free months a year gives you additional flexibility. You can choose any month to be instalment-free, but not two successive months.