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Printed by customer 2012.05.25

Prices and interest rates

Prices and interest rates of housing loans and secured consumer credits

Housing loan, interest rates available for Key Customers
Nordea Prime
1-, 3-, 6- or 12-month Euribor
Common fees on housing loan for Key Customers 
Price
Arrangement fee *) 0,3 %; 150,00 € minimum
Partial drawdown 20,00 €
Automatic debit of loan repayment 1,80 €

FlexiPayment to new loan

0,00 €

FlexiPayment to existing loan

0,00 €
Advance notice of debit of loan repayment; paper invoice, through Netbank or as e-invoice 0,00 €
Loan payment, paper invoice 6,00 €
Payment reminder to borrower, guarantor or third-party pledger(per reminder) 5,00 €

A change of repayment schedule

100,00 €
Change of borrower 100,00 €
Change of the applied interest or margin 140,00 €

Obtaining the acceptance of a guarantor or pledgeholder to an amendment of the loan terms, eg change of the repayment schedule or the interest

35,00 €
Premature repayment of a loan and change of reference rate for loans drawn down after 1 December 2010 Further information
Premature repayment of a loan and change of reference rate for loans drawn down during 1 January 1994 - 30 November 2010 Further information
Premature repayment of a fixed-interest loan drawn down from KOP bank prior to 8 March 1991 Further information
Premature repayment of a fixed-interest loan drawn down from KOP bank during 8 March 1991 - 1 January 1994 Further information
Premature repayment of loans other than fixed-interest loans drawn down from KOP bank prior to 1 January 1994 Further information
Premature repayment of a loan drawn down from SSP bank prior to 1 January 1994 Further information
Transfer of a loan to another bank upon customer’s request. Charged to the receiving bank. Does not apply to loans intermediated from government funds. 120,00 €
Common fees on housing loan security for Key Customers
Price
Acquiring of a document required for credit documents (eg certificate of insurance, house manager's certificate), in addition to the fee charged by the issuer of the certificate 15,00 €
Certificate of mortgages and encumbrances from the Land Information System 25,00 €
Certificate of title from the Land Information System 20,00 €
Other certificate or extract from the Land Information System 10,00 €
Certificate of pledge (RS-5, certificate given to the pledge holder) 50 € (incl. VAT 9,35 €)
Change of security**) 100,00 €
Secondary pledge agreement 100,00 €
Sending of a security of a repaid credit to another bank 20,00 €

All prices related to housing loans

*) Arrangement fee is charged in connection with the first drawdown and with a raise or renewal of a loan.

**) A change of guarantor is also considered change of security