Housing loan

Home of your own with a housing loan

You can receive a housing loan that suits your needs affordably from Nordea. Get a loan promise beforehand, so you can make a bid right away when you find the home of your choice.

Once you find it, we will agree with you on the loan terms and conditions: the loan amount, the loan period, the interest rate and the repayment method. To be granted a loan your credit history and repayment ability must be in order. This way we can make sure that you will have enough money to make the repayments after the necessary expenses.

You can get a housing loan for buying a house or an apartment and for renovating it. Your housing loan may be about 75% of the price of the house or apartment at maximum. The loan will be secured by the house or apartment. OwnGuarantee may even enable you to buy a home without any initial capital.

Benefits of Nordea’s housing loan to you

• You can choose instalment-free months or FlexiPayment
• With a housing loan you fulfil the Key Customer criteria in our Customer Programme. As a Key Customer you will get many valuable benefits, including a personal banking adviser.