TUOHI MasterCard

For paying even larger purchases.
Interest free period of 30 days
 
  • For payments in Finland and abroad
  • PriceGuard Insurance guarantees the cheapest prices on the market.
  • You can choose a credit limit between 1,000 and 10,000 euros.
  • The card offers changing extra benefits.

Description

The credit limit of TUOHI MasterCard brings flexibility to your finances in case of unexpected situations and enables even larger purchases.

  • You get an interest-free payment period of about 30 days on average for all purchases on credit.
  • You will receive an invoice on the credit card transactions every month. You only pay interest on the amount you leave on credit after the due date*. 
  • When filling in the card application, you can select the due date of the invoice and the amount of instalment (minimum instalment percentage).
  • You can select two instalment-free months in a calendar year.
  • TUOHI MasterCard credit agreement is usually made at the sales outlet in connection with the first purchase.
  • You can link any number of parallel cards to the credit card for your family members.
  • If you have Nordea's Netbank access codes, you can decide the PIN for your card.

  • You can monitor your credit card transactions easily through Netbank or, if you do not have Nordea`s access codes, thourgh eService. You can also check your card`s available balance, change the features of your credit card account and transfer money from your credit card to your bank account.
  • In Nordea's Mobile Bank you can follow up on your credit card`s transactions and see the balance available on your card and transfer money from your card credit to your bank account.
  • If you do not have access codes, your can monitor your card transactions and make cash transfers via the Telephone Service.
  • To view the costs, go to the Prices tab.

TUOHI MasterCard is accepted worldwide

  • MasterCard is accepted in Finland and abroad in over 200 countries and 30 million sales outlets. You can withdraw cash all over the world at ATMs carrying the MasterCard logo.
  • You can go shopping on the Internet when you have registered your card for online use.

 

*The annual percentage rate of charge (APR) on a MasterCard TUOHI credit of 1,500 euros in use is 21.1%. The 3-month Euribor (April 2013) has been used as the reference rate in the calculation and the monthly account management fee of 5.00 euros has been taken into account in the APR. The interest on the credit is the 3-month Euribor + 12%. The credit limit is 1,000-10,000 euros. TUOHI MasterCard is valid until further notice. The creditor is Nordea Finance Finland Ltd, Aleksis Kiven katu 9, Helsinki, 00020 NORDEA.
 

Benefits

  • TUOHI MasterCard automatically includes free PriceGuard Insurance, which guarantees the cheapest prices on the market in accordance with the insurance terms and conditions. Read the insurance terms and conditions.
  • As a TUOHI customer, you will get key replacement insurance for free. Read the insurance terms and conditions.
  • TUOHI MasterCard offers changing benefits each month.

 

Read more about TUOHI (in Finnish and in Swedish)

Prices

Normal price of TUOHI MasterCard 
Annual fee Price
TUOHI MasterCard 0,00 €
Parallel card 0,00 €

 

Normal price of TUOHI MasterCard 
Additional services Price
MasterCard queries in Netbank, Mobile Bank and in eService per month 0,75 €
MasterCard queries, as a text message by calling (+ mobile call charge) 0,33 €
Service fee for an express order of MasterCard 10,00 €
Transaction query at Otto.ATMs and Nordea's payment ATMs, per query 1,00 €
Reorder of PIN at a branch 6,00 €
Reorder of PIN in Netbank and in eService 5,00 €
Change of credit limit/change 10,00 €
Change of repayment schedule/change 17,00 €

Transfer from credit card

10,00 € + Interest- bearing

Bill payment from card credit facility at Nordea's payment ATM

2,00 € + 2,5 %
Change or renewal of card during its validity 10,00 €
Change or renewal of card during its validity due to a manufacturing defect or card breakage caused by a reason beyond the customer’s control 0,00 €
Finder’s fee 10,00 €
Confiscation fee for a card used in violation of the card terms and conditions 120,00 €

Normal price of TUOHI MasterCard 
Cash withdrawals in Finland Price
Cash withdrawals from bank account in Finland at a branch or at an Otto.ATM 0,00 €
Cash withdrawals from bank account in Finland at another ATM than Otto.ATM per withdrawal 0,60 €

Cash withdrawals from card credit in Finland at ATMs per withdrawal

2,00 € + 2,5 %

 

Normal price of TUOHI MasterCard 
Cash withdrawals abroad Price

Cash withdrawals from bank account with a MasterCard in euros at ATMs in EU countries belonging to the EMU and in kronas at ATMs in Sweden per withdrawal

0,60

Cash withdrawals from card credit with a MasterCard in euros at ATMs in EU countries belonging to the EMU and in kronas at ATMs in Sweden per withdrawal

2,00 € + 2,5 %
Cash withdrawals with a MasterCard in euros at branches in EU countries belonging to the EMU per withdrawal 2,00 € +2,5 %
Cash withdrawals with Nordea Bank Finland Plc’s international cards in currencies other than the euro at branches and/or ATMs in Denmark, United Kingdom, the new EU Member States (as of 1 May 2004) and outside the EU 2,00 € +2,5 %
Cash withdrawals with Nordea Bank Finland Plc’s MasterCards, Visa, Visa/MasterCard Debit and Visa Electron cards at Nordea’s ATMs in Norway, Sweden and Denmark 0,00 €

 

Normal price of TUOHI MasterCard 
Account management fee Price

Account management fee per month in case of outstanding debt or transactions

5,00 €
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Online purchases

Online purchases
Pay safely online If you want to go shopping on the Internet, register your card for online use.

How to apply for a card

How to apply for a card
Many alternatives You can apply for a card in Netbank, at a branch or by calling Nordea Customer Service.