Cards with which you pay your purchases later (credit card)
|
Visa Silver |
MasterCard Silver
|
Visa Gold
|
MasterCard Gold
|
Stockmann MasterCard
|
Finnair Plus MasterCard
|
TUOHI MasterCard
|
| Credit limit |
1.000-
5.000 e |
1.000-
5.000 e |
5.000-
10.000 e |
5.000-
10.000 e |
500-
10.000 e |
1.000-
8.500 e |
1.000-
10.000 e |
| Interest |
3-month Euribor + 8.5% |
3-month Euribor + 8.5% |
3-month Euribor + 7.5% |
3-month Euribor + 7.5% |
3-month Euribor + 10% |
3-month Euribor + 9% |
3-month Euribor + 12% |
| Annual/monthly fee |
Depends on the Customer Programme level Tariff |
Depends on the Customer Programme level Tariff |
Depends on the Customer Programme level Tariff |
Depends on the Customer Programme level Tariff |
0,00 e/year Tariff |
60,00 e/year Tariff |
0,00 e/year
Tariff |
| Interest-free payment period |
On average 30 days |
On average 30 days/td> |
On average 30 days |
On average 30 days |
On average 30 days |
On average 30 days |
On average 30 days |
| Instalment-free months |
2 months per year, not successive |
2 months per year, not successive |
2 months per year, not successive |
2 months per year, not successive |
2 months per year, not successive |
2 months per year, not successive |
2 months per year, not successive |
| Set your own due date |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Account management fee |
EUR 2.50 per month for an overdrawn balance |
No |
EUR 2.50 per month for an overdrawn balance |
No |
EUR 3.50 per month for an overdrawn balance |
No |
EUR 5,00 per month in case of outstan-ding debt or transaction |
| Cash withdrawals from a bank account in Finland and abroad |
Yes, if a Credit/Debit combination card |
Yes, if a Credit/Debit combination card |
Yes,
(always a Credit/Debit combination card) |
Yes, if a Credit/Debit combination card |
Yes, if a Credit/Debit combination card |
Yes, if a Credit/Debit combination
card |
No |
| Spending limit for a parallel card |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Own digital photo or a gallery photo for the card |
Yes |
Yes |
Yes |
Yes |
No |
No |
No |
| Possibility to collect cooperation partners' loyal customer bonuses |
No |
No |
No |
No |
Yes |
Yes |
No |
| Nordea's netbank services, eg follow-up on card transactions |
Yes |
Yes |
Yes |
Yes |
Yes, if the customer has Nordea's access codes |
Yes |
Yes |
| Safe online payment service |
Verified by Visa |
MasterCard SecureCode |
Verified by
Visa |
MasterCard SecureCode |
MasterCard SecureCode |
MasterCard SecureCode |
MasterCard SecureCode |
| Additional benefits |
Product Safety Insurance, Korttiloma |
Product Safety Insurance,
Korttiloma
|
Product Safety and Travel Insurance, Korttiloma and Emergency services |
Product Safety and Travel Insurance, Korttiloma and Emergency services |
Stockmann's Loyal Customer Benefits |
Travel and Cash with-drawal insu-rance, when wholly paid from the card credit |
PriceGuard Insurance and changing extra benefits |
| Annual percentage rate of charge (APR) * |
13,9 %
(Key customer) |
9,9 %
(Key
customer) |
12,7 %
(Key
customer) |
8,9 %
(Key
customer) |
17,2 %
|
18,5 %
|
21,9 % |
* The calculation is based on a credit of EUR 1,500 in use, the three-month Euribor (March 2012) and it includes the annual fee for the principal card and the account management fee.
