Questions and answers

Frequently asked questions about SEPA services
Question	Answer
What are the SEPA services?	Read the answer
When will the SEPA services be implemented?	Read the answer
Will the SEPA payment services differ from the Finnish payment services?	Read the answer
Which currencies will the SEPA services concern?	Read the answer
What does the SEPA direct debit mean?	Read the answer
Which payments will be considered cross-border payments in the future?	Read the answer
Can I make SEPA payments in Swedish kronas for example to Sweden?	Read the answer
Will the Finnish direct debit practice remain in force?	Read the answer
What is the transfer speed of SEPA payments?	Read the answer
Will there be changes in consumers' account numbers?	Read the answer
Will an ordinary consumer have to take SEPA into account when paying bills?	Read the answer

Frequently asked questions about SEPA cards
Question	Answer
What is a SEPA card?	Read the answer
Why is the chip required in cards?	Read the answer
When will the SEPA card requirements come into force?	Read the answer
Why will national payment cards, such as the bank card, not be allowed in the future?	Read the answer
Bank cards will be withdrawn. What should I do?	Read the answer
What happens to the combination card when bank cards are withdrawn?	Read the answer
How is the bank card changed into a SEPA card?	Read the answer
What kind of a card will replace the bank card?	Read the answer
If I am already using an international card, do I also need some new European card?	Read the answer
Visa and MasterCard are credit cards. What if I want a card that functions like a bank card?	Read the answer
What does a SEPA card cost?	Read the answer
Where is SEPA card accepted as a means of payment?	Read the answer
What is the procedure in shops that only accept a Finnish bank card?	Read the answer
Will ATMs accept my SEPA card just like the present bank card?	Read the answer