Prices and rates
| Account balance | Interest rate |
Interest payable % |
|---|---|---|
| 0,01-2 000,00 euro | Fixed | 0,15% * |
| 2 000,01- 6 000,00 euro |
Nordea DepositRate -2,50 % | 0,15% * |
|
6 000, 01 - euro |
Nordea DepositRate -1,25 % | 0,50% |
* Interest rate paid instead of deposit interest 0.15 %
Nordea DepositRate
Nordea DepositRate is mainly intended as the reference rate of personal customers’ CurrentAccount.
Determination of interest on CurrentAccountPlus-account
The interest rate of the first tier is fixed 0 %. The deposit interest of the other tiers is variable, and it changes on the day Nordea DepositRate changes. The variable interest rate is determined by deducting the current margin from the reference rate.
Interest calculation method
Deposit interest is calculated for each calendar month on the lowest book
balance of the month according to actual calendar days using 365/366 as the divisor.
| Specification | Price |
|---|---|
|
Account statement, 1 per month, retrieved through Netbank |
0,00 € |
|
Archiving of account statements for 2 years |
0,00 € |
|
Account statement, 1 per month, mailed for accounts opened before 1 September 2009 |
0,00 € |
|
Account statement, 1 per month, mailed for Transaction Accounts opened after 1 September 2009 |
1,20 € |
|
Additional account statement, per statement |
2,00 € |
|
Duplicate account statement, minimum hourly rate per statement |
5,00 € |
|
Account statements from a branch as personal service per account statement |
5,00 € |
|
Balance query at branch office as over-the-counter service |
0,00 € |
|
Balance information in connection with cash withdrawal at an ATM |
0,00 € |
|
Cash deposit into own account in Nordea Bank Finland as euro notes or coins, as a domestic cheque in euros, as a bank draft, as a gift voucher or by debiting a savings account |
0,00 € |
|
Cash deposit into own account at another bank as euro notes or coins, as a domestic cheque in euros, as a bank draft, as a gift voucher or by debiting a savings account |
7,00 € |
|
Cash withdrawals from own account in Finland at a branch or from an Otto.ATM |
0,00 € |
|
Cash withdrawals from own account in Finland from another ATM than Otto.ATM per withdrawal - with MasterCard - with Visa - with Visa Electron - with Visa Debit |
0,60 € 0,90 € 0,90 € 0,90 € |
|
A notification of account overdraft sent to customer by post per notification |
10,00 € |
|
Drawing up a balance and interest certificate ( Includes balance statements of all accounts and loans+ postage) |
10,00 € |
| Certificate of waiving the right of set-off drawn up separately | 40,00 € |
